Datasets:

electricsheepafrica
/

africa-synth-financial-inclusion-digital-payments-usage-africa-all

Split (1)

train · 30k rows

country string	year int64	urban_rural string	gender string	age int64	age_group string	income_quintile string	education string	account_ownership int64	digital_literacy int64	smartphone_ownership int64	internet_access int64	digital_payment_use int64	merchant_acceptance_rate float64	payment_frequency_monthly int64	avg_transaction_value_usd float64	preferred_payment_method string	payment_types_used string	payment_purposes string	primary_barrier string	payment_success_rate float64	cash_usage_ratio float64	scenario string
Ethiopia	2,020	rural	female	45	35-44	highest	secondary	0	1	0	1	0	0.199	0	0	cash	none	none	no_internet	0	0.959	low_burden
DRC	2,023	rural	male	17	15-24	middle	none	1	3	1	1	0	0.138	0	0	cash	none	none	merchant_refusal	0	0.817	low_burden
Kenya	2,019	rural	male	39	35-44	middle	primary	1	7	0	1	1	0.066	5	38.05	card_payment	qr_code,card_payment	bill_split,entertainment,healthcare,business_to_business	none	0.941	0.133	low_burden
Mozambique	2,018	urban	male	64	55+	second	secondary	1	4	1	1	0	0.281	0	0	cash	none	none	no_account	0	0.847	low_burden
Senegal	2,023	urban	female	24	15-24	highest	secondary	0	6	1	1	1	0.511	7	49.14	qr_code	ussd_payment,online_payment,mobile_money	groceries,government_services,business_to_business	none	0.959	0.413	low_burden
Nigeria	2,024	urban	male	60	55+	middle	secondary	1	4	0	0	1	0.232	7	36.3	online_payment	digital_wallet	bill_split,transport	none	0.622	0.432	low_burden
Tanzania	2,023	rural	female	39	35-44	second	secondary	1	9	0	0	1	0.158	4	37.22	bank_transfer	qr_code,bank_transfer,online_payment	healthcare,transport	none	0.788	0.258	low_burden
Senegal	2,024	urban	female	43	35-44	highest	primary	0	9	1	1	1	0.368	7	51.14	mobile_money	bank_transfer,qr_code	entertainment,business_to_business,bill_split,transport,government_services	none	0.909	0.463	low_burden
Tanzania	2,024	rural	male	50	45-54	second	primary	0	9	1	0	1	0.151	4	41.36	mobile_money	digital_wallet	bill_split,entertainment,utilities	none	0.51	0.499	low_burden
Uganda	2,022	rural	female	53	45-54	second	primary	0	6	0	0	0	0.137	0	0	cash	none	none	no_account	0	0.93	low_burden
Rwanda	2,022	rural	female	50	45-54	lowest	primary	0	5	0	0	0	0.118	0	0	cash	none	none	merchant_refusal	0	0.809	low_burden
Niger	2,024	rural	male	20	15-24	lowest	primary	0	7	0	0	0	0.171	0	0	cash	none	none	technical_problems	0	0.808	low_burden
Uganda	2,020	urban	male	31	25-34	fourth	secondary	0	3	1	1	0	0.29	0	0	cash	none	none	high_fees	0	0.926	low_burden
Tanzania	2,018	rural	male	61	55+	middle	primary	0	6	0	0	0	0.05	0	0	cash	none	none	no_internet	0	0.749	low_burden
Ghana	2,024	urban	male	17	15-24	highest	none	1	5	1	1	1	0.445	8	81.42	mobile_money	mobile_money,bank_transfer	transport,healthcare,groceries,government_services	none	0.824	0.585	low_burden
Rwanda	2,020	rural	female	54	45-54	lowest	secondary	1	10	1	0	0	0.099	0	0	cash	none	none	high_fees	0	0.755	low_burden
Niger	2,025	rural	female	43	35-44	middle	none	0	2	0	1	0	0.238	0	0	cash	none	none	technical_problems	0	0.83	low_burden
Niger	2,021	rural	female	21	15-24	fourth	tertiary	0	3	0	1	0	0.177	0	0	cash	none	none	no_account	0	0.884	low_burden
South Africa	2,024	rural	male	21	15-24	middle	primary	1	10	1	0	1	0.235	6	31.49	online_payment	online_payment,bank_transfer,digital_wallet	utilities,entertainment,bill_split,business_to_business	none	0.796	0.441	low_burden
Mali	2,018	urban	male	68	55+	middle	none	0	3	1	1	0	0.202	0	0	cash	none	none	trust_issues	0	0.744	low_burden
Tanzania	2,023	rural	male	16	15-24	middle	tertiary	0	8	0	1	1	0.14	4	21.97	ussd_payment	digital_wallet	entertainment,transport,bill_split,groceries,education	none	0.798	0.496	low_burden
Uganda	2,021	rural	female	16	15-24	fourth	secondary	1	5	1	1	0	0.091	0	0	cash	none	none	preference_cash	0	0.876	low_burden
Rwanda	2,021	rural	male	15	15-24	highest	secondary	0	4	1	0	1	0.087	5	102.62	ussd_payment	online_payment	transport,bill_split,utilities	none	0.797	0.473	low_burden
Mozambique	2,020	urban	female	49	45-54	second	primary	1	6	0	1	0	0.301	0	0	cash	none	none	merchant_refusal	0	0.776	low_burden
South Africa	2,025	urban	female	65	55+	second	primary	0	9	0	1	1	0.546	8	36.48	mobile_money	ussd_payment,qr_code	bill_split,utilities,entertainment,online_shopping,healthcare	none	0.892	0.177	low_burden
Ghana	2,021	rural	male	24	15-24	middle	secondary	0	3	1	0	1	0.073	6	20.49	ussd_payment	card_payment,online_payment,mobile_money	entertainment,education,healthcare	none	0.88	0.191	low_burden
Ghana	2,024	urban	female	58	55+	second	primary	0	8	0	1	0	0.393	0	0	cash	none	none	no_internet	0	0.879	low_burden
Kenya	2,021	rural	female	54	45-54	lowest	secondary	0	9	0	1	1	0.179	2	20.36	bank_transfer	card_payment	groceries,online_shopping	none	0.827	0.25	low_burden
Nigeria	2,018	rural	female	27	25-34	highest	primary	0	4	0	0	0	0.069	0	0	cash	none	none	preference_cash	0	0.778	low_burden
Senegal	2,025	rural	male	18	15-24	lowest	primary	1	8	0	1	1	0.157	7	24.61	mobile_money	digital_wallet,qr_code	groceries,online_shopping,utilities	none	0.9	0.214	low_burden
Senegal	2,019	urban	male	41	35-44	lowest	none	0	10	1	1	0	0.385	0	0	cash	none	none	no_internet	0	0.837	low_burden
Ethiopia	2,020	rural	female	19	15-24	middle	secondary	1	10	1	0	0	0.173	0	0	cash	none	none	merchant_refusal	0	0.38	low_burden
Tanzania	2,024	urban	male	21	15-24	lowest	primary	0	9	0	0	1	0.541	6	23.95	mobile_money	card_payment,qr_code,digital_wallet	utilities,transport	none	0.966	0.318	low_burden
DRC	2,025	rural	female	40	35-44	lowest	tertiary	0	10	0	0	1	0.273	0	17.64	ussd_payment	online_payment,qr_code	education,transport,business_to_business	none	0.912	0.563	low_burden
Malawi	2,025	rural	male	59	55+	lowest	primary	0	8	0	0	0	0.166	0	0	cash	none	none	preference_cash	0	0.845	low_burden
DRC	2,021	urban	female	69	55+	lowest	primary	1	7	1	0	1	0.329	9	13.39	online_payment	digital_wallet,ussd_payment,mobile_money	utilities,transport,online_shopping	none	0.941	0.262	low_burden
South Africa	2,024	urban	female	49	45-54	second	primary	1	3	1	1	1	0.311	7	22.73	qr_code	ussd_payment	transport,education	none	0.764	0.144	low_burden
Tanzania	2,020	urban	male	30	25-34	fourth	secondary	1	10	0	0	1	0.323	14	26.02	mobile_money	mobile_money,qr_code	groceries,utilities,bill_split	none	0.78	0.673	low_burden
Ghana	2,023	rural	male	33	25-34	second	secondary	1	4	1	0	1	0.197	4	18.93	online_payment	digital_wallet	government_services,entertainment,business_to_business,utilities,groceries	none	0.924	0.38	low_burden
South Africa	2,022	rural	female	48	45-54	second	primary	1	8	0	1	1	0.194	3	22.4	online_payment	qr_code,mobile_money,card_payment	healthcare,education,government_services	none	0.963	0.395	low_burden
Rwanda	2,018	urban	male	24	15-24	middle	primary	1	9	1	1	1	0.424	7	23.36	ussd_payment	card_payment	transport,business_to_business,groceries,online_shopping	none	0.732	0.254	low_burden
Tanzania	2,021	urban	female	43	35-44	second	secondary	0	5	0	1	0	0.565	0	0	cash	none	none	merchant_refusal	0	0.797	low_burden
Rwanda	2,021	rural	female	57	55+	second	primary	1	8	0	1	0	0.092	0	0	cash	none	none	preference_cash	0	0.884	low_burden
Zambia	2,020	urban	male	61	55+	second	secondary	0	8	0	0	0	0.251	0	0	cash	none	none	high_fees	0	0.657	low_burden
Mozambique	2,020	rural	female	18	15-24	second	secondary	1	9	1	1	1	0.086	3	27.9	ussd_payment	card_payment	online_shopping,entertainment,business_to_business,groceries	none	0.888	0.271	low_burden
Ghana	2,022	rural	female	30	25-34	second	primary	0	10	1	1	1	0.089	5	54.66	mobile_money	online_payment,bank_transfer,digital_wallet	government_services,online_shopping,entertainment	none	0.724	0.234	low_burden
South Africa	2,018	rural	female	29	25-34	lowest	secondary	0	4	1	1	1	0.096	5	36.25	ussd_payment	qr_code,mobile_money	business_to_business,healthcare,government_services,entertainment	none	0.615	0.372	low_burden
South Africa	2,019	rural	male	45	35-44	highest	secondary	0	8	1	0	0	0.052	0	0	cash	none	none	no_internet	0	0.914	low_burden
Nigeria	2,024	rural	male	25	15-24	highest	none	0	2	1	0	0	0.23	0	0	cash	none	none	limited_acceptance	0	0.616	low_burden
Nigeria	2,020	rural	male	67	55+	highest	primary	0	8	1	1	0	0.13	0	0	cash	none	none	trust_issues	0	0.909	low_burden
Zambia	2,022	urban	female	65	55+	lowest	primary	1	3	1	0	0	0.301	0	0	cash	none	none	no_account	0	0.957	low_burden
Kenya	2,022	urban	female	33	25-34	fourth	secondary	0	5	1	1	1	0.233	6	38.97	ussd_payment	mobile_money	government_services,utilities,entertainment,transport	none	0.932	0.261	low_burden
Tanzania	2,022	rural	female	37	35-44	middle	secondary	1	2	0	0	1	0.186	4	84.41	qr_code	digital_wallet,bank_transfer,online_payment	online_shopping,bill_split,education,utilities,transport	none	0.893	0.666	low_burden
Malawi	2,021	urban	male	39	35-44	lowest	primary	0	10	0	0	0	0.331	0	0	cash	none	none	trust_issues	0	0.907	low_burden
South Africa	2,021	rural	female	17	15-24	highest	primary	0	5	1	1	1	0.097	4	151.55	online_payment	ussd_payment,qr_code,card_payment	business_to_business,entertainment	none	0.954	0.561	low_burden
South Africa	2,024	rural	female	63	55+	fourth	none	1	4	0	0	1	0.132	5	36.85	mobile_money	online_payment,ussd_payment,qr_code	groceries,online_shopping	none	0.961	0.464	low_burden
Nigeria	2,025	rural	female	57	55+	lowest	none	0	4	1	1	0	0.237	0	0	cash	none	none	preference_cash	0	0.938	low_burden
Mozambique	2,020	urban	male	33	25-34	highest	primary	1	9	1	1	1	0.34	9	110.4	mobile_money	qr_code	groceries,entertainment,education,bill_split	none	0.955	0.475	low_burden
Uganda	2,023	rural	female	45	35-44	lowest	none	0	10	0	1	0	0.196	0	0	cash	none	none	no_internet	0	0.916	low_burden
Mali	2,025	rural	male	35	25-34	second	none	0	7	0	0	0	0.27	0	0	cash	none	none	high_fees	0	0.825	low_burden
DRC	2,018	urban	male	27	25-34	lowest	secondary	0	4	1	0	0	0.323	0	0	cash	none	none	no_internet	0	0.77	low_burden
Mozambique	2,024	rural	female	31	25-34	lowest	secondary	0	7	1	0	0	0.148	0	0	cash	none	none	no_internet	0	0.876	low_burden
Ghana	2,021	rural	female	20	15-24	highest	none	1	3	1	0	1	0.075	3	85.12	digital_wallet	digital_wallet,mobile_money	bill_split,business_to_business,transport,online_shopping	none	0.884	0.236	low_burden
Mozambique	2,025	rural	male	59	55+	middle	secondary	0	2	1	0	0	0.155	0	0	cash	none	none	trust_issues	0	0.929	low_burden
Uganda	2,022	rural	female	51	45-54	second	none	0	2	0	0	0	0.108	0	0	cash	none	none	merchant_refusal	0	0.838	low_burden
Zambia	2,024	urban	female	66	55+	fourth	primary	1	8	0	1	1	0.416	14	18.63	online_payment	mobile_money,bank_transfer,digital_wallet	bill_split,business_to_business,transport,education	none	0.95	0.333	low_burden
Zambia	2,019	rural	male	15	15-24	highest	tertiary	1	10	0	0	1	0.055	4	45.41	mobile_money	bank_transfer	business_to_business,transport,online_shopping	none	0.754	0.202	low_burden
Tanzania	2,019	rural	female	49	45-54	highest	secondary	1	3	0	1	0	0.068	0	0	cash	none	none	technical_problems	0	0.839	low_burden
Kenya	2,025	urban	male	45	35-44	highest	none	0	10	1	0	0	0.391	0	0	cash	none	none	merchant_refusal	0	0.902	low_burden
Mali	2,022	rural	male	49	45-54	highest	primary	0	3	1	1	0	0.178	0	0	cash	none	none	no_internet	0	0.973	low_burden
Ethiopia	2,022	urban	male	69	55+	middle	secondary	1	5	0	1	1	0.45	7	49.88	online_payment	qr_code	government_services,education,entertainment,transport,online_shopping	none	0.91	0.236	low_burden
Rwanda	2,019	urban	female	36	35-44	second	primary	1	3	0	1	0	0.329	0	0	cash	none	none	trust_issues	0	0.84	low_burden
Malawi	2,019	rural	male	22	15-24	highest	tertiary	1	3	1	1	1	0.05	7	39.58	mobile_money	qr_code,mobile_money,digital_wallet	healthcare,transport,groceries	none	0.792	0.627	low_burden
Ethiopia	2,024	urban	male	15	15-24	lowest	primary	1	9	1	1	1	0.388	12	38.73	bank_transfer	bank_transfer,ussd_payment,online_payment	entertainment,government_services,transport	none	0.813	0.548	low_burden
Mozambique	2,020	rural	female	42	35-44	lowest	none	1	5	0	1	0	0.059	0	0	cash	none	none	no_account	0	0.912	low_burden
Uganda	2,022	urban	female	24	15-24	second	secondary	0	4	1	1	0	0.2	0	0	cash	none	none	preference_cash	0	0.859	low_burden
Mali	2,020	rural	female	22	15-24	second	secondary	1	7	0	0	0	0.058	0	0	cash	none	none	no_internet	0	0.859	low_burden
Mali	2,020	urban	female	23	15-24	middle	primary	0	6	1	1	0	0.328	0	0	cash	none	none	limited_acceptance	0	0.73	low_burden
Ethiopia	2,019	rural	male	30	25-34	highest	tertiary	1	6	1	1	1	0.055	8	141.99	mobile_money	qr_code	transport,business_to_business,bill_split	none	0.917	0.179	low_burden
Ghana	2,025	urban	male	21	15-24	middle	tertiary	0	10	1	1	1	0.535	7	49.23	online_payment	card_payment,digital_wallet,online_payment	business_to_business,groceries,utilities	none	0.747	0.476	low_burden
Kenya	2,025	rural	female	41	35-44	middle	none	1	5	0	0	1	0.25	5	16.05	digital_wallet	qr_code	education,entertainment,transport,government_services	none	0.789	0.184	low_burden
South Africa	2,018	urban	female	50	45-54	second	none	1	6	0	1	1	0.137	10	43.74	mobile_money	online_payment,card_payment,digital_wallet	utilities,transport,entertainment,healthcare,groceries	none	0.687	0.347	low_burden
South Africa	2,020	urban	male	30	25-34	fourth	primary	1	9	1	1	1	0.282	7	84.4	online_payment	bank_transfer,digital_wallet	business_to_business,groceries	none	0.727	0.221	low_burden
Ghana	2,022	rural	male	22	15-24	lowest	secondary	0	10	0	1	0	0.141	0	0	cash	none	none	merchant_refusal	0	0.627	low_burden
Kenya	2,021	rural	male	46	45-54	lowest	secondary	0	8	1	0	0	0.126	0	0	cash	none	none	merchant_refusal	0	0.761	low_burden
Uganda	2,023	rural	male	19	15-24	middle	primary	1	6	0	0	1	0.121	5	54.89	mobile_money	online_payment,digital_wallet,card_payment	entertainment,transport,online_shopping	none	0.822	0.308	low_burden
Uganda	2,020	urban	female	55	45-54	middle	tertiary	0	6	1	1	0	0.251	0	0	cash	none	none	merchant_refusal	0	0.917	low_burden
DRC	2,018	urban	female	36	35-44	second	primary	0	3	1	1	0	0.263	0	0	cash	none	none	no_internet	0	0.916	low_burden
Mozambique	2,020	rural	male	37	35-44	second	secondary	1	2	0	0	0	0.118	0	0	cash	none	none	no_account	0	0.758	low_burden
Nigeria	2,022	rural	female	28	25-34	lowest	secondary	0	9	1	1	1	0.114	2	25.16	online_payment	card_payment,mobile_money	utilities,bill_split,transport,groceries,business_to_business	none	0.77	0.479	low_burden
Mali	2,019	urban	female	30	25-34	fourth	none	1	10	0	1	1	0.34	12	124.92	online_payment	bank_transfer,ussd_payment,qr_code	bill_split,online_shopping,government_services,groceries,healthcare	none	0.807	0.244	low_burden
Nigeria	2,024	rural	male	23	15-24	second	primary	0	5	1	0	0	0.202	0	0	cash	none	none	preference_cash	0	0.698	low_burden
Ethiopia	2,018	rural	male	45	35-44	second	primary	0	10	0	0	0	0.05	0	0	cash	none	none	trust_issues	0	0.896	low_burden
Senegal	2,018	rural	female	23	15-24	highest	tertiary	1	10	1	1	1	0.05	5	59.81	ussd_payment	qr_code,online_payment	business_to_business,utilities,groceries,bill_split,healthcare	none	0.873	0.4	low_burden
Niger	2,022	urban	male	52	45-54	fourth	primary	0	8	0	0	1	0.29	15	47.3	mobile_money	ussd_payment	online_shopping,groceries	none	0.877	0.335	low_burden
Mozambique	2,022	rural	female	29	25-34	lowest	secondary	1	4	0	0	0	0.147	0	0	cash	none	none	high_fees	0	0.883	low_burden
Kenya	2,020	urban	female	46	45-54	middle	primary	0	7	1	1	1	0.325	11	22.51	mobile_money	qr_code,bank_transfer,digital_wallet	utilities,bill_split	none	0.945	0.26	low_burden
Nigeria	2,020	rural	female	44	35-44	lowest	primary	0	9	0	1	1	0.093	1	23.24	mobile_money	ussd_payment,qr_code	business_to_business,government_services,transport,bill_split	none	0.847	0.287	low_burden
Tanzania	2,018	urban	female	49	45-54	lowest	tertiary	0	8	0	0	0	0.487	0	0	cash	none	none	merchant_refusal	0	0.938	low_burden
Tanzania	2,023	rural	female	56	55+	fourth	primary	1	5	0	1	1	0.151	4	46.28	bank_transfer	ussd_payment	utilities,healthcare,entertainment,groceries	none	0.859	0.387	low_burden

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