Datasets:

electricsheepafrica
/

africa-synth-financial-inclusion-digital-payments-usage-africa-all

Split (1)

train · 30k rows

country string	year int64	urban_rural string	gender string	age int64	age_group string	income_quintile string	education string	account_ownership int64	digital_literacy int64	smartphone_ownership int64	internet_access int64	digital_payment_use int64	merchant_acceptance_rate float64	payment_frequency_monthly int64	avg_transaction_value_usd float64	preferred_payment_method string	payment_types_used string	payment_purposes string	primary_barrier string	payment_success_rate float64	cash_usage_ratio float64	scenario string
Uganda	2,023	urban	male	43	35-44	lowest	primary	0	7	1	1	0	0.261	0	0	cash	none	none	merchant_refusal	0	0.786	low_burden
Rwanda	2,022	rural	female	19	15-24	highest	secondary	1	5	0	0	1	0.113	3	50.11	ussd_payment	ussd_payment,mobile_money,qr_code	groceries,bill_split,government_services,transport	none	0.781	0.273	low_burden
South Africa	2,025	rural	male	62	55+	middle	secondary	1	8	0	0	1	0.212	3	47.7	mobile_money	card_payment,ussd_payment	entertainment,utilities,education,government_services,bill_split	none	0.831	0.326	low_burden
Mozambique	2,024	rural	female	21	15-24	highest	none	0	3	0	0	0	0.173	0	0	cash	none	none	limited_acceptance	0	0.845	low_burden
Tanzania	2,018	urban	female	63	55+	middle	secondary	1	4	1	1	1	0.348	14	30.6	card_payment	online_payment,ussd_payment	transport,business_to_business,entertainment,utilities	none	0.959	0.334	low_burden
Malawi	2,021	urban	male	56	55+	fourth	secondary	0	4	0	0	0	0.213	0	0	cash	none	none	limited_acceptance	0	0.705	low_burden
Zambia	2,020	urban	female	67	55+	fourth	secondary	0	10	1	0	1	0.254	8	83.27	mobile_money	qr_code,digital_wallet	bill_split,utilities,groceries	none	0.835	0.062	low_burden
Ghana	2,022	urban	male	16	15-24	lowest	primary	0	8	1	1	1	0.485	7	9.14	mobile_money	digital_wallet,bank_transfer	entertainment,healthcare	none	0.785	0.595	low_burden
Tanzania	2,020	rural	female	26	25-34	middle	primary	0	3	0	1	0	0.069	0	0	cash	none	none	high_fees	0	0.788	low_burden
Ghana	2,025	urban	female	17	15-24	highest	tertiary	0	10	1	1	1	0.38	7	157.37	mobile_money	ussd_payment,mobile_money,online_payment	business_to_business,utilities	none	0.864	0.365	low_burden
South Africa	2,020	rural	male	37	35-44	highest	secondary	1	3	0	0	1	0.094	1	71.4	mobile_money	mobile_money,qr_code,ussd_payment	transport,business_to_business,online_shopping,healthcare,education	none	0.874	0.403	low_burden
Mali	2,022	rural	female	64	55+	highest	secondary	0	3	1	0	0	0.116	0	0	cash	none	none	no_internet	0	0.888	low_burden
DRC	2,018	rural	female	57	55+	middle	tertiary	1	6	0	1	0	0.064	0	0	cash	none	none	technical_problems	0	0.869	low_burden
DRC	2,025	urban	female	53	45-54	middle	primary	0	9	1	0	1	0.49	11	31.33	bank_transfer	digital_wallet,bank_transfer	education,business_to_business,utilities,groceries	none	0.798	0.331	low_burden
South Africa	2,025	urban	male	61	55+	middle	primary	0	10	1	1	1	0.418	9	31.36	digital_wallet	ussd_payment,bank_transfer,card_payment	government_services,groceries,transport,utilities,entertainment	none	0.741	0.313	low_burden
Uganda	2,024	urban	female	15	15-24	middle	secondary	1	3	1	1	1	0.538	13	20.01	ussd_payment	mobile_money,qr_code,bank_transfer	government_services,transport	none	0.775	0.391	low_burden
Mozambique	2,020	rural	female	58	55+	middle	secondary	0	9	0	0	0	0.063	0	0	cash	none	none	preference_cash	0	0.772	low_burden
Kenya	2,018	urban	male	32	25-34	lowest	tertiary	1	10	0	0	1	0.235	3	23.32	online_payment	card_payment,ussd_payment,qr_code	groceries,bill_split,transport	none	0.646	0.354	low_burden
Zambia	2,023	rural	female	53	45-54	lowest	secondary	1	4	0	0	1	0.118	5	11.67	bank_transfer	online_payment,card_payment,ussd_payment	education,transport,business_to_business,groceries,healthcare	none	0.729	0.217	low_burden
Senegal	2,021	urban	male	56	55+	middle	primary	1	7	1	0	1	0.297	8	44.86	mobile_money	qr_code	healthcare,entertainment,online_shopping,transport	none	0.825	0.166	low_burden
Ethiopia	2,025	urban	female	52	45-54	second	primary	1	5	0	0	0	0.442	0	0	cash	none	none	no_account	0	0.802	low_burden
Nigeria	2,023	urban	male	37	35-44	second	none	0	6	1	0	1	0.386	8	22.78	mobile_money	mobile_money,card_payment,ussd_payment	utilities,business_to_business,online_shopping,bill_split,transport	none	0.886	0.444	low_burden
Nigeria	2,022	rural	female	48	45-54	lowest	tertiary	0	8	1	0	0	0.175	0	0	cash	none	none	high_fees	0	0.73	low_burden
DRC	2,025	rural	male	40	35-44	fourth	none	1	7	0	0	1	0.223	6	46.98	bank_transfer	ussd_payment,qr_code,bank_transfer	education,healthcare	none	0.926	0.208	low_burden
Tanzania	2,024	rural	male	49	45-54	highest	secondary	0	5	1	1	0	0.148	0	0	cash	none	none	high_fees	0	0.513	low_burden
Tanzania	2,021	rural	female	40	35-44	middle	primary	0	5	0	1	1	0.122	3	57.79	mobile_money	ussd_payment,card_payment	entertainment,healthcare	none	0.716	0.318	low_burden
Mozambique	2,018	rural	female	36	35-44	highest	none	0	5	1	1	0	0.097	0	0	cash	none	none	trust_issues	0	0.791	low_burden
Nigeria	2,018	rural	female	26	25-34	highest	primary	0	6	1	1	1	0.09	3	40.64	mobile_money	online_payment	healthcare,entertainment	none	0.878	0.322	low_burden
Mozambique	2,021	urban	female	36	35-44	lowest	secondary	1	3	1	1	1	0.417	7	4.99	online_payment	online_payment,qr_code,card_payment	healthcare,business_to_business	none	0.847	0.588	low_burden
Mozambique	2,022	rural	male	54	45-54	lowest	none	1	4	1	1	1	0.096	6	11.06	mobile_money	mobile_money,bank_transfer	bill_split,groceries,healthcare,government_services,online_shopping	none	0.745	0.314	low_burden
Senegal	2,018	rural	female	62	55+	lowest	tertiary	0	9	0	0	0	0.079	0	0	cash	none	none	merchant_refusal	0	0.764	low_burden
Nigeria	2,019	urban	male	20	15-24	lowest	tertiary	0	10	1	1	0	0.291	0	0	cash	none	none	merchant_refusal	0	0.84	low_burden
Nigeria	2,023	rural	male	25	15-24	middle	none	0	10	1	1	1	0.159	4	33.3	mobile_money	digital_wallet	entertainment,government_services,business_to_business,education,transport	none	0.801	0.219	low_burden
Tanzania	2,024	rural	female	42	35-44	second	tertiary	1	10	0	1	1	0.137	3	22.92	digital_wallet	card_payment	groceries,business_to_business,entertainment	none	0.837	0.422	low_burden
Senegal	2,018	rural	female	53	45-54	highest	primary	0	8	0	1	0	0.088	0	0	cash	none	none	preference_cash	0	0.785	low_burden
Nigeria	2,022	urban	male	24	15-24	middle	none	1	8	1	1	1	0.358	16	23.94	card_payment	mobile_money,card_payment,digital_wallet	online_shopping,transport,utilities,bill_split	none	0.923	0.639	low_burden
Malawi	2,018	rural	male	32	25-34	second	primary	0	8	1	0	0	0.055	0	0	cash	none	none	high_fees	0	0.659	low_burden
Uganda	2,023	rural	female	17	15-24	highest	secondary	1	10	0	0	1	0.211	5	198.75	bank_transfer	card_payment	bill_split,entertainment	none	0.918	0.254	low_burden
Senegal	2,024	urban	male	17	15-24	highest	secondary	0	5	1	1	1	0.555	11	161.2	mobile_money	mobile_money	entertainment,utilities,transport,business_to_business,education	none	0.798	0.162	low_burden
Kenya	2,024	urban	male	22	15-24	fourth	primary	0	4	1	0	1	0.544	5	13.77	mobile_money	mobile_money	groceries,transport	none	0.912	0.34	low_burden
Niger	2,022	urban	male	55	45-54	fourth	secondary	1	4	1	1	1	0.576	5	37.29	ussd_payment	digital_wallet,bank_transfer,card_payment	transport,online_shopping,utilities,entertainment,education	none	0.881	0.202	low_burden
Kenya	2,023	urban	male	62	55+	highest	secondary	0	7	1	1	1	0.509	6	104.4	digital_wallet	mobile_money	online_shopping,bill_split,education	none	0.872	0.146	low_burden
Nigeria	2,025	rural	male	42	35-44	middle	secondary	0	8	0	1	0	0.247	0	0	cash	none	none	preference_cash	0	0.913	low_burden
Nigeria	2,022	rural	female	24	15-24	highest	secondary	1	6	0	0	1	0.171	3	101.3	mobile_money	mobile_money,qr_code	utilities,business_to_business	none	0.953	0.114	low_burden
DRC	2,021	urban	male	65	55+	lowest	secondary	1	10	1	1	1	0.347	9	10.49	ussd_payment	card_payment,bank_transfer	healthcare,government_services,transport,bill_split	none	0.912	0.344	low_burden
Kenya	2,024	urban	female	30	25-34	middle	secondary	0	6	1	0	1	0.505	6	67.89	mobile_money	online_payment,digital_wallet	entertainment,business_to_business,online_shopping,utilities	none	0.722	0.309	low_burden
Malawi	2,022	rural	female	23	15-24	middle	none	1	6	0	1	1	0.132	4	22.16	ussd_payment	qr_code,digital_wallet	online_shopping,bill_split,entertainment	none	0.92	0.422	low_burden
Senegal	2,024	urban	female	22	15-24	lowest	secondary	1	10	1	0	1	0.609	8	15.51	ussd_payment	card_payment,ussd_payment,qr_code	groceries,government_services	none	0.963	0.374	low_burden
Zambia	2,022	rural	female	34	25-34	lowest	primary	0	3	0	0	0	0.212	0	0	cash	none	none	preference_cash	0	0.786	low_burden
Niger	2,024	urban	female	55	45-54	lowest	secondary	0	10	0	0	0	0.463	0	0	cash	none	none	high_fees	0	0.563	low_burden
DRC	2,018	urban	female	36	35-44	second	secondary	0	3	1	1	0	0.323	0	0	cash	none	none	high_fees	0	0.851	low_burden
Ethiopia	2,018	rural	female	39	35-44	lowest	primary	0	10	1	1	0	0.05	0	0	cash	none	none	limited_acceptance	0	0.866	low_burden
DRC	2,018	urban	female	33	25-34	second	none	0	6	0	1	1	0.35	5	24.95	mobile_money	qr_code,card_payment,ussd_payment	education,healthcare,business_to_business	none	0.832	0.25	low_burden
Tanzania	2,022	rural	female	66	55+	fourth	secondary	0	7	0	1	0	0.086	0	0	cash	none	none	preference_cash	0	0.895	low_burden
South Africa	2,023	urban	female	52	45-54	middle	secondary	1	9	1	1	1	0.358	8	39.52	ussd_payment	bank_transfer,mobile_money,digital_wallet	groceries,education,business_to_business	none	0.792	0.631	low_burden
Zambia	2,019	rural	male	51	45-54	fourth	secondary	1	4	0	0	1	0.093	5	39.16	digital_wallet	digital_wallet,card_payment,bank_transfer	education,government_services,healthcare,bill_split	none	0.719	0.387	low_burden
Mali	2,019	rural	female	39	35-44	lowest	secondary	0	6	0	0	0	0.077	0	0	cash	none	none	preference_cash	0	0.975	low_burden
Mozambique	2,024	rural	female	44	35-44	fourth	primary	0	8	0	1	0	0.176	0	0	cash	none	none	merchant_refusal	0	0.894	low_burden
Mali	2,024	urban	male	63	55+	lowest	primary	1	10	0	1	1	0.412	11	20.04	qr_code	mobile_money	government_services,entertainment,online_shopping,transport	none	0.741	0.517	low_burden
DRC	2,023	rural	female	51	45-54	second	secondary	0	2	0	0	0	0.146	0	0	cash	none	none	no_internet	0	0.88	low_burden
Senegal	2,021	rural	male	59	55+	middle	primary	0	5	0	1	0	0.133	0	0	cash	none	none	limited_acceptance	0	0.613	low_burden
Kenya	2,021	urban	male	17	15-24	highest	secondary	0	10	1	1	1	0.244	14	56.64	bank_transfer	card_payment	education,bill_split,government_services,business_to_business,online_shopping	none	0.879	0.451	low_burden
Zambia	2,018	urban	female	62	55+	highest	primary	1	7	1	0	1	0.223	7	101.69	mobile_money	ussd_payment,mobile_money,digital_wallet	entertainment,transport	none	0.893	0.206	low_burden
Nigeria	2,019	rural	male	67	55+	fourth	none	1	1	1	1	1	0.056	4	39.17	mobile_money	qr_code,online_payment,ussd_payment	transport,utilities,online_shopping,healthcare	none	0.946	0.31	low_burden
Mozambique	2,025	urban	male	51	45-54	fourth	secondary	0	3	1	0	1	0.472	7	104.77	mobile_money	bank_transfer,mobile_money,ussd_payment	education,bill_split	none	0.889	0.287	low_burden
Ghana	2,020	rural	male	67	55+	middle	secondary	1	9	0	1	1	0.094	4	30.94	mobile_money	mobile_money,digital_wallet,online_payment	education,healthcare,groceries,government_services	none	0.67	0.418	low_burden
Ghana	2,023	rural	female	46	45-54	middle	secondary	1	5	0	0	1	0.217	5	38.16	mobile_money	card_payment,online_payment	utilities,bill_split,entertainment	none	0.863	0.403	low_burden
Ghana	2,023	urban	male	30	25-34	lowest	primary	1	10	0	0	1	0.513	10	27.07	online_payment	ussd_payment	education,online_shopping	none	0.946	0.448	low_burden
Rwanda	2,020	rural	female	48	45-54	second	secondary	0	9	1	1	0	0.125	0	0	cash	none	none	high_fees	0	0.907	low_burden
Senegal	2,019	rural	female	49	45-54	highest	primary	1	1	0	0	0	0.078	0	0	cash	none	none	merchant_refusal	0	0.853	low_burden
South Africa	2,023	urban	female	22	15-24	highest	secondary	0	7	1	1	1	0.183	7	95.68	mobile_money	online_payment,mobile_money	groceries,entertainment,online_shopping,government_services,business_to_business	none	0.834	0.306	low_burden
Malawi	2,018	rural	female	26	25-34	second	secondary	1	3	1	1	1	0.07	3	38.74	online_payment	ussd_payment,digital_wallet,online_payment	bill_split,healthcare,entertainment,business_to_business,government_services	none	0.841	0.482	low_burden
Tanzania	2,021	urban	female	31	25-34	lowest	primary	1	10	1	0	1	0.375	3	8.61	online_payment	mobile_money	bill_split,utilities,groceries,online_shopping,transport	none	0.959	0.373	low_burden
Kenya	2,025	urban	male	45	35-44	lowest	secondary	1	6	0	0	1	0.479	8	20.73	bank_transfer	card_payment,bank_transfer,online_payment	transport,bill_split,healthcare	none	0.953	0.206	low_burden
Kenya	2,023	rural	female	23	15-24	middle	secondary	0	10	1	1	1	0.133	5	31.67	mobile_money	digital_wallet,mobile_money	government_services,transport,utilities,education,entertainment	none	0.846	0.272	low_burden
Ethiopia	2,024	urban	female	57	55+	lowest	secondary	0	4	0	0	0	0.544	0	0	cash	none	none	preference_cash	0	0.85	low_burden
Mozambique	2,018	rural	male	21	15-24	middle	secondary	1	3	0	1	1	0.05	4	53.72	ussd_payment	ussd_payment	education,bill_split,transport	none	0.636	0.452	low_burden
Zambia	2,019	urban	male	66	55+	lowest	none	0	10	0	1	1	0.336	3	20.02	digital_wallet	card_payment,qr_code,ussd_payment	education,business_to_business,utilities	none	0.934	0.199	low_burden
Mozambique	2,020	rural	female	52	45-54	lowest	tertiary	1	8	0	1	1	0.065	4	20.44	mobile_money	online_payment	healthcare,groceries,transport,government_services	none	0.925	0.328	low_burden
Uganda	2,020	urban	male	33	25-34	second	primary	0	4	1	1	1	0.33	3	36.84	mobile_money	card_payment,mobile_money,bank_transfer	utilities,online_shopping,entertainment,bill_split	none	0.842	0.404	low_burden
Uganda	2,019	rural	female	35	25-34	fourth	primary	1	7	0	0	1	0.05	3	87.3	ussd_payment	online_payment,mobile_money	groceries,entertainment	none	0.772	0.079	low_burden
DRC	2,025	rural	male	53	45-54	second	secondary	0	5	0	0	0	0.201	0	0	cash	none	none	merchant_refusal	0	0.77	low_burden
Uganda	2,019	rural	female	19	15-24	middle	primary	0	2	1	0	0	0.079	0	0	cash	none	none	no_internet	0	0.922	low_burden
Kenya	2,023	rural	male	54	45-54	middle	tertiary	0	4	0	0	1	0.14	7	12.48	mobile_money	qr_code,bank_transfer,digital_wallet	entertainment,transport,utilities	none	0.824	0.426	low_burden
Malawi	2,022	rural	female	45	35-44	fourth	primary	1	8	0	1	1	0.11	3	35.42	bank_transfer	ussd_payment	education,entertainment	none	0.529	0.228	low_burden
Mozambique	2,022	rural	male	27	25-34	second	primary	0	3	0	1	0	0.156	0	0	cash	none	none	no_internet	0	0.812	low_burden
Niger	2,019	rural	male	64	55+	fourth	none	0	4	0	0	0	0.058	0	0	cash	none	none	no_internet	0	0.864	low_burden
Uganda	2,020	rural	male	49	45-54	second	none	0	3	1	1	0	0.05	0	0	cash	none	none	preference_cash	0	0.646	low_burden
DRC	2,022	rural	female	24	15-24	middle	none	1	9	0	1	1	0.146	3	34.69	mobile_money	online_payment,qr_code	entertainment,business_to_business	none	0.904	0.667	low_burden
DRC	2,020	rural	female	51	45-54	second	none	1	9	0	1	0	0.061	0	0	cash	none	none	merchant_refusal	0	0.969	low_burden
DRC	2,023	urban	female	37	35-44	highest	primary	1	9	1	1	1	0.529	12	47.85	ussd_payment	qr_code,bank_transfer,online_payment	business_to_business,transport,utilities	none	0.807	0.185	low_burden
Mozambique	2,018	rural	male	57	55+	highest	primary	0	8	0	0	0	0.05	0	0	cash	none	none	merchant_refusal	0	0.62	low_burden
Ghana	2,018	rural	female	42	35-44	fourth	primary	1	1	0	0	0	0.141	0	0	cash	none	none	high_fees	0	0.961	low_burden
South Africa	2,023	urban	male	69	55+	highest	primary	0	10	1	1	1	0.323	7	76.4	mobile_money	bank_transfer,card_payment,ussd_payment	groceries,government_services,utilities,bill_split,business_to_business	none	0.796	0.536	low_burden
Tanzania	2,022	urban	male	66	55+	lowest	none	1	3	1	0	0	0.272	0	0	cash	none	none	limited_acceptance	0	0.806	low_burden
DRC	2,018	rural	female	17	15-24	middle	none	1	6	0	0	0	0.111	0	0	cash	none	none	merchant_refusal	0	0.708	low_burden
Senegal	2,025	rural	female	37	35-44	lowest	primary	1	9	0	0	1	0.211	2	17.37	card_payment	digital_wallet,mobile_money	healthcare,government_services,online_shopping,bill_split	none	0.901	0.212	low_burden
Mali	2,018	urban	female	26	25-34	second	primary	0	5	1	1	0	0.23	0	0	cash	none	none	preference_cash	0	0.944	low_burden
Rwanda	2,025	urban	male	39	35-44	middle	none	0	4	1	1	1	0.436	6	77.19	bank_transfer	qr_code,digital_wallet,mobile_money	business_to_business,online_shopping,groceries	none	0.973	0.319	low_burden
Rwanda	2,023	urban	male	22	15-24	fourth	primary	0	3	1	0	0	0.232	0	0	cash	none	none	limited_acceptance	0	0.655	low_burden

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