Every HMDA-reporting bank/credit-union/mortgage lender with annual mortgage application volume — ~30,000 institution-year rows across 2018-2023 covering 5,000+ unique LEIs. Top lenders by 2023 volume: NAVY FEDERAL CREDIT UNION 173k, 21ST MORTGAGE 164k, Mortgage Research Center 125k, LOANDEPOT.COM 110k, DHI MORTGAGE 85k, TRIAD FINANCIAL SERVICES 82k. Foundation dataset for redlining/lending-discrimination analysis. Future iterations can enrich with per-LEI denial rates and race breakdowns via the CFPB /v2/data-browser-api/view/aggregations endpoint. Source: ffiec.cfpb.gov/v2/data-browser-api/view/filers?years=YYYY (public, gzip JSON). Distinct from existing CFPB datasets — cfpb_complaints is consumer complaints, cfpb_enforcement_actions is CFPB enforcement; this is the lender mortgage-reporting layer.

Live API

This dataset is served via a live REST API at api.ai-analytics.org. The card you're reading exists so HuggingFace's index can route AI agents + researchers to the canonical source.

API endpoint: https://api.ai-analytics.org/api/v1/hmda/filers/top
Dataset landing page: https://api.ai-analytics.org/datasets/hmda-filers
DataCatalog (JSON-LD): https://api.ai-analytics.org/.well-known/dataset.json
DCAT-US (data.gov-compatible): https://api.ai-analytics.org/data.json

Quick start

# Recent records (JSON)
curl 'https://api.ai-analytics.org/api/v1/hmda/filers/top?limit=10'

# Browse on the web
open 'https://api.ai-analytics.org/datasets/hmda-filers'

MCP (Model Context Protocol)

This dataset is also accessible via MCP at https://api.ai-analytics.org/mcp — Claude, ChatGPT, and other MCP-compatible agents can call it directly.

Source

Agency: US Consumer Financial Protection Bureau
Primary source: https://ffiec.cfpb.gov/data-browser/
License: CC0 1.0 Universal (derived data). Underlying federal works are US public domain under 5 USC 105 / 17 USC 105.
Update cadence: Per agency (most refresh daily via Cloudflare Cron Trigger)

Keywords

HMDA, Home Mortgage Disclosure Act, mortgage lender, LEI, CFPB, FFIEC, redlining, lending discrimination, mortgage applications

Citation

@misc{ai_analytics_hmda_filers_2026,
  title  = {{name}},
  author = {AI Analytics},
  year   = {2026},
  url    = {https://api.ai-analytics.org/datasets/hmda-filers},
  note   = {Derived from US Consumer Financial Protection Bureau. License: CC0 1.0.}
}

Maintained by AI Analytics. Data is CC0; please cite the upstream agency.

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HMDA mortgage lender filings (~30k institution-year rows / 5k+ lenders / 2018-2023)