customer_id stringlengths 11 11 | phone_number stringlengths 14 14 | operator stringclasses 4
values | assessment_date timestamp[ns]date 2025-09-30 00:00:00 2025-09-30 00:00:00 | credit_score int64 300 1k | credit_rating stringclasses 4
values | tenure_months int64 1 120 | avg_monthly_spend_ngn float64 500 50k | recharge_frequency_per_month int64 1 30 | payment_consistency_score float64 0 1 | late_payment_count int64 0 10 | account_type stringclasses 2
values | loan_eligibility bool 2
classes | max_loan_amount_ngn float64 0 150k | default_risk stringclasses 3
values |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
CUST8873908 | +2349072091040 | Airtel | 2025-09-30T00:00:00 | 869 | excellent | 40 | 48,774.8 | 30 | 0.68 | 0 | postpaid | true | 96,691.39 | low |
CUST9728639 | +2349067950775 | MTN | 2025-09-30T00:00:00 | 657 | good | 52 | 41,255.48 | 15 | 0.18 | 0 | prepaid | true | 67,937.88 | low |
CUST5111513 | +2347055943423 | Glo | 2025-09-30T00:00:00 | 1,000 | excellent | 106 | 17,898.81 | 29 | 0.55 | 0 | prepaid | true | 26,168.05 | low |
CUST8786082 | +2349014767233 | Airtel | 2025-09-30T00:00:00 | 1,000 | excellent | 119 | 48,352.12 | 28 | 0.98 | 0 | prepaid | true | 87,088.42 | medium |
CUST5448907 | +2348097892016 | 9mobile | 2025-09-30T00:00:00 | 593 | fair | 68 | 11,930.72 | 6 | 0.22 | 10 | prepaid | false | 0 | high |
CUST7430312 | +2349073363676 | Airtel | 2025-09-30T00:00:00 | 666 | good | 44 | 4,168.62 | 16 | 0.83 | 1 | prepaid | true | 4,327.25 | low |
CUST7418976 | +2348164082267 | MTN | 2025-09-30T00:00:00 | 717 | good | 63 | 28,106.78 | 11 | 0.23 | 1 | prepaid | true | 58,011.62 | medium |
CUST7019223 | +2348134410843 | MTN | 2025-09-30T00:00:00 | 770 | good | 53 | 49,441.54 | 10 | 0.73 | 2 | prepaid | true | 146,971.93 | medium |
CUST9486009 | +2349023032513 | Airtel | 2025-09-30T00:00:00 | 734 | good | 79 | 11,163.11 | 17 | 0.13 | 0 | prepaid | true | 19,434.04 | low |
CUST5754134 | +2349084255465 | 9mobile | 2025-09-30T00:00:00 | 333 | poor | 2 | 33,018.17 | 11 | 0.03 | 10 | prepaid | false | 0 | low |
CUST2640237 | +2349093581549 | 9mobile | 2025-09-30T00:00:00 | 360 | poor | 17 | 23,457.17 | 1 | 0.17 | 5 | prepaid | false | 0 | low |
CUST8068332 | +2349025276453 | Airtel | 2025-09-30T00:00:00 | 653 | good | 49 | 31,968.84 | 4 | 0.69 | 0 | prepaid | true | 80,160.18 | low |
CUST9569372 | +2349068296200 | MTN | 2025-09-30T00:00:00 | 944 | excellent | 111 | 48,831.05 | 15 | 0.12 | 0 | postpaid | true | 66,904.69 | low |
CUST9666296 | +2348080935704 | Airtel | 2025-09-30T00:00:00 | 933 | excellent | 104 | 4,351.8 | 27 | 0.32 | 2 | prepaid | true | 9,374.52 | medium |
CUST4981316 | +2348165828131 | MTN | 2025-09-30T00:00:00 | 642 | fair | 64 | 12,153.42 | 2 | 0.48 | 2 | prepaid | false | 0 | high |
CUST9610364 | +2348034901454 | MTN | 2025-09-30T00:00:00 | 807 | excellent | 43 | 22,457.08 | 9 | 0.99 | 1 | prepaid | true | 58,019.26 | low |
CUST6031945 | +2347018153687 | Airtel | 2025-09-30T00:00:00 | 307 | poor | 16 | 5,754.61 | 10 | 0.31 | 2 | postpaid | false | 0 | medium |
CUST8768316 | +2348126647744 | Airtel | 2025-09-30T00:00:00 | 866 | excellent | 111 | 25,131.38 | 8 | 0.16 | 0 | prepaid | true | 67,081.48 | low |
CUST1382600 | +2349069838320 | MTN | 2025-09-30T00:00:00 | 784 | good | 93 | 37,215.42 | 3 | 0.15 | 1 | prepaid | true | 55,554.91 | low |
CUST1733293 | +2347012038982 | Airtel | 2025-09-30T00:00:00 | 758 | good | 69 | 42,463.07 | 6 | 0.57 | 0 | prepaid | true | 109,688.65 | low |
CUST7957961 | +2348136501251 | MTN | 2025-09-30T00:00:00 | 917 | excellent | 116 | 27,096.94 | 5 | 0.31 | 2 | prepaid | true | 72,432.18 | low |
CUST9898388 | +2347065034857 | MTN | 2025-09-30T00:00:00 | 848 | excellent | 106 | 6,287.13 | 1 | 0.92 | 0 | prepaid | true | 12,202.47 | low |
CUST8099339 | +2349068523234 | MTN | 2025-09-30T00:00:00 | 607 | fair | 46 | 16,312.02 | 20 | 0.16 | 3 | prepaid | false | 0 | high |
CUST6636674 | +2349025496014 | Airtel | 2025-09-30T00:00:00 | 384 | poor | 14 | 2,331.48 | 28 | 0.15 | 4 | prepaid | false | 0 | high |
CUST5955269 | +2348117232923 | Glo | 2025-09-30T00:00:00 | 880 | excellent | 86 | 32,034.33 | 18 | 0.17 | 2 | prepaid | true | 38,261.31 | low |
CUST1674547 | +2348145905207 | MTN | 2025-09-30T00:00:00 | 508 | fair | 22 | 17,499.78 | 4 | 0.49 | 2 | prepaid | false | 0 | low |
CUST4503879 | +2348034123479 | MTN | 2025-09-30T00:00:00 | 613 | fair | 20 | 5,839.18 | 27 | 0.68 | 8 | prepaid | false | 0 | low |
CUST3043429 | +2348111937431 | Glo | 2025-09-30T00:00:00 | 725 | good | 41 | 27,561.45 | 10 | 0.69 | 0 | postpaid | true | 69,723.64 | low |
CUST7109752 | +2349031595178 | MTN | 2025-09-30T00:00:00 | 1,000 | excellent | 101 | 28,966.48 | 15 | 0.55 | 2 | prepaid | true | 55,103.85 | low |
CUST6535392 | +2348077543373 | Glo | 2025-09-30T00:00:00 | 741 | good | 31 | 32,570.95 | 19 | 0.64 | 1 | prepaid | true | 33,814.44 | low |
CUST9941365 | +2349086990268 | 9mobile | 2025-09-30T00:00:00 | 396 | poor | 33 | 25,815.14 | 2 | 0.12 | 8 | postpaid | false | 0 | high |
CUST9549958 | +2348136398511 | MTN | 2025-09-30T00:00:00 | 628 | fair | 7 | 21,276.12 | 19 | 0.54 | 5 | prepaid | false | 0 | low |
CUST4710634 | +2348078275111 | Glo | 2025-09-30T00:00:00 | 598 | fair | 10 | 27,522.17 | 17 | 0.56 | 7 | prepaid | false | 0 | high |
CUST7929729 | +2347052076663 | Glo | 2025-09-30T00:00:00 | 527 | fair | 10 | 45,485.34 | 22 | 0.27 | 9 | prepaid | false | 0 | low |
CUST7544904 | +2348063418723 | MTN | 2025-09-30T00:00:00 | 834 | excellent | 74 | 46,977.08 | 10 | 0.65 | 0 | prepaid | true | 61,128.09 | medium |
CUST6235745 | +2347085031458 | Airtel | 2025-09-30T00:00:00 | 525 | fair | 74 | 10,333.94 | 1 | 0.06 | 7 | prepaid | false | 0 | medium |
CUST1874811 | +2348159125753 | Glo | 2025-09-30T00:00:00 | 677 | good | 70 | 47,119.68 | 4 | 0.45 | 1 | prepaid | true | 131,726.58 | medium |
CUST1356668 | +2347031304684 | MTN | 2025-09-30T00:00:00 | 768 | good | 85 | 29,496.85 | 16 | 0.11 | 1 | prepaid | true | 56,708.28 | high |
CUST3896718 | +2347088617894 | Airtel | 2025-09-30T00:00:00 | 897 | excellent | 94 | 35,344.51 | 3 | 0.57 | 0 | prepaid | true | 82,308.5 | low |
CUST4579031 | +2347013044593 | Airtel | 2025-09-30T00:00:00 | 798 | good | 57 | 9,363.5 | 16 | 0.78 | 2 | prepaid | true | 12,317.99 | low |
CUST8966151 | +2349077376571 | Airtel | 2025-09-30T00:00:00 | 1,000 | excellent | 85 | 43,751.6 | 26 | 0.63 | 2 | prepaid | true | 99,767.45 | low |
CUST5262086 | +2348184843058 | 9mobile | 2025-09-30T00:00:00 | 571 | fair | 62 | 20,659.54 | 9 | 0.03 | 6 | postpaid | false | 0 | high |
CUST4641591 | +2347033972472 | MTN | 2025-09-30T00:00:00 | 1,000 | excellent | 106 | 42,472 | 19 | 0.24 | 2 | prepaid | true | 57,083.35 | low |
CUST9951921 | +2349079467256 | Airtel | 2025-09-30T00:00:00 | 836 | excellent | 74 | 26,627.16 | 4 | 0.6 | 1 | prepaid | true | 30,910.72 | medium |
CUST1198584 | +2348156608239 | Glo | 2025-09-30T00:00:00 | 727 | good | 77 | 40,024.15 | 12 | 0.03 | 0 | prepaid | true | 99,764.45 | low |
CUST2873807 | +2348145507749 | MTN | 2025-09-30T00:00:00 | 1,000 | excellent | 104 | 45,132.47 | 14 | 0.78 | 2 | prepaid | true | 47,716.87 | medium |
CUST5090473 | +2349099832197 | 9mobile | 2025-09-30T00:00:00 | 770 | good | 49 | 44,204.6 | 20 | 0.5 | 1 | prepaid | true | 125,188.26 | low |
CUST1549698 | +2348159871416 | Glo | 2025-09-30T00:00:00 | 1,000 | excellent | 104 | 46,882.2 | 4 | 0.8 | 0 | prepaid | true | 51,952.85 | low |
CUST4908113 | +2349063298601 | MTN | 2025-09-30T00:00:00 | 893 | excellent | 70 | 17,819.98 | 20 | 0.45 | 2 | prepaid | true | 42,506.73 | low |
CUST8226002 | +2349073924907 | Airtel | 2025-09-30T00:00:00 | 669 | good | 29 | 23,484.12 | 6 | 0.89 | 1 | prepaid | true | 67,484.53 | low |
CUST3243362 | +2348104135010 | MTN | 2025-09-30T00:00:00 | 1,000 | excellent | 85 | 44,216.87 | 29 | 0.47 | 1 | prepaid | true | 115,130.29 | low |
CUST4394893 | +2348033881708 | MTN | 2025-09-30T00:00:00 | 763 | good | 18 | 36,782.06 | 21 | 0.92 | 1 | postpaid | true | 84,397.33 | low |
CUST8240097 | +2349055184929 | Glo | 2025-09-30T00:00:00 | 741 | good | 6 | 45,262.93 | 30 | 0.73 | 1 | prepaid | true | 131,391.26 | low |
CUST7041524 | +2349074649532 | Airtel | 2025-09-30T00:00:00 | 679 | good | 23 | 22,867.08 | 27 | 0.15 | 0 | prepaid | true | 66,107.05 | low |
CUST8561006 | +2348135979476 | MTN | 2025-09-30T00:00:00 | 636 | fair | 13 | 22,892.87 | 24 | 0.32 | 8 | prepaid | false | 0 | low |
CUST9250070 | +2348029143453 | Airtel | 2025-09-30T00:00:00 | 541 | fair | 47 | 27,611.01 | 7 | 0.29 | 1 | prepaid | false | 0 | high |
CUST7735736 | +2349018264351 | Airtel | 2025-09-30T00:00:00 | 803 | excellent | 47 | 45,301.71 | 19 | 0.52 | 1 | prepaid | true | 123,948.5 | medium |
CUST7367825 | +2347088033167 | Airtel | 2025-09-30T00:00:00 | 1,000 | excellent | 112 | 28,847.39 | 24 | 0.85 | 0 | prepaid | true | 29,157.84 | medium |
CUST9287038 | +2348055748339 | Glo | 2025-09-30T00:00:00 | 948 | excellent | 90 | 28,269.86 | 21 | 0.26 | 2 | prepaid | true | 28,815.04 | low |
CUST1518348 | +2349057065565 | Glo | 2025-09-30T00:00:00 | 972 | excellent | 117 | 34,179.02 | 5 | 0.62 | 0 | prepaid | true | 44,803.95 | medium |
CUST7751417 | +2349057527402 | Glo | 2025-09-30T00:00:00 | 1,000 | excellent | 106 | 19,843.81 | 22 | 0.52 | 1 | prepaid | true | 40,295.38 | low |
CUST4003408 | +2348143724776 | MTN | 2025-09-30T00:00:00 | 865 | excellent | 59 | 30,276.98 | 24 | 0.42 | 2 | prepaid | true | 33,843.11 | low |
CUST5507711 | +2348033924363 | MTN | 2025-09-30T00:00:00 | 687 | good | 59 | 8,486.52 | 8 | 0.8 | 1 | prepaid | true | 18,360.92 | high |
CUST9841227 | +2348054148030 | Glo | 2025-09-30T00:00:00 | 682 | good | 51 | 32,106.28 | 13 | 0.28 | 2 | prepaid | true | 74,181.58 | medium |
CUST6701684 | +2347086679117 | Airtel | 2025-09-30T00:00:00 | 744 | good | 35 | 6,072.26 | 22 | 0.88 | 0 | prepaid | true | 18,186.31 | low |
CUST4726731 | +2347038998554 | MTN | 2025-09-30T00:00:00 | 759 | good | 48 | 19,506.18 | 18 | 0.6 | 1 | postpaid | true | 32,634.14 | low |
CUST2889479 | +2348120816555 | Airtel | 2025-09-30T00:00:00 | 997 | excellent | 75 | 37,602.86 | 27 | 0.57 | 0 | prepaid | true | 52,612.06 | medium |
CUST1003405 | +2348091309993 | 9mobile | 2025-09-30T00:00:00 | 672 | good | 46 | 47,949.36 | 2 | 0.65 | 1 | prepaid | true | 106,951.59 | medium |
CUST2825850 | +2348116442610 | Glo | 2025-09-30T00:00:00 | 805 | excellent | 112 | 2,618.38 | 6 | 0.55 | 0 | prepaid | true | 5,269.89 | low |
CUST9390267 | +2348063879560 | MTN | 2025-09-30T00:00:00 | 847 | excellent | 52 | 26,909.08 | 27 | 0.49 | 2 | postpaid | true | 54,051.6 | medium |
CUST2524030 | +2349050059824 | Glo | 2025-09-30T00:00:00 | 1,000 | excellent | 114 | 17,540.56 | 15 | 0.24 | 1 | prepaid | true | 36,664.9 | low |
CUST7716629 | +2348122231305 | Airtel | 2025-09-30T00:00:00 | 813 | excellent | 70 | 40,545.19 | 13 | 0.28 | 0 | prepaid | true | 112,501.44 | low |
CUST4333173 | +2348127754763 | Airtel | 2025-09-30T00:00:00 | 939 | excellent | 64 | 40,276.58 | 24 | 0.72 | 0 | prepaid | true | 44,417.98 | low |
CUST7355213 | +2347069974886 | MTN | 2025-09-30T00:00:00 | 673 | good | 16 | 39,916.23 | 16 | 0.62 | 1 | prepaid | true | 48,756.37 | low |
CUST7149957 | +2348076924646 | Glo | 2025-09-30T00:00:00 | 640 | fair | 16 | 21,434.24 | 16 | 0.82 | 8 | prepaid | false | 0 | medium |
CUST1325856 | +2348087781419 | Airtel | 2025-09-30T00:00:00 | 1,000 | excellent | 104 | 33,652.47 | 16 | 0.75 | 0 | prepaid | true | 61,351.79 | low |
CUST9746975 | +2348180100482 | 9mobile | 2025-09-30T00:00:00 | 611 | fair | 67 | 43,180.77 | 1 | 0.39 | 4 | prepaid | false | 0 | high |
CUST3139789 | +2347038247931 | MTN | 2025-09-30T00:00:00 | 837 | excellent | 55 | 26,347.81 | 24 | 0.36 | 2 | prepaid | true | 67,865.08 | low |
CUST1828014 | +2348071866745 | Glo | 2025-09-30T00:00:00 | 427 | poor | 8 | 14,958.74 | 6 | 0.66 | 10 | prepaid | false | 0 | low |
CUST4337891 | +2348039131559 | MTN | 2025-09-30T00:00:00 | 445 | poor | 14 | 3,075.26 | 24 | 0.26 | 5 | prepaid | false | 0 | medium |
CUST6421062 | +2348074857422 | Glo | 2025-09-30T00:00:00 | 898 | excellent | 92 | 704.54 | 26 | 0.46 | 1 | prepaid | true | 1,231.22 | low |
CUST2083752 | +2349024376534 | Airtel | 2025-09-30T00:00:00 | 894 | excellent | 36 | 39,845.05 | 29 | 0.74 | 0 | prepaid | true | 62,211.08 | medium |
CUST7992754 | +2348117009390 | Glo | 2025-09-30T00:00:00 | 591 | fair | 50 | 47,352.32 | 18 | 0.03 | 5 | prepaid | false | 0 | medium |
CUST2895441 | +2349027744108 | Airtel | 2025-09-30T00:00:00 | 481 | poor | 15 | 48,495.99 | 9 | 0.42 | 10 | prepaid | false | 0 | high |
CUST9932094 | +2348023841467 | Airtel | 2025-09-30T00:00:00 | 487 | poor | 29 | 27,048.92 | 6 | 0.26 | 6 | prepaid | false | 0 | medium |
CUST2838290 | +2349025058087 | Airtel | 2025-09-30T00:00:00 | 717 | good | 14 | 8,992.63 | 30 | 0.96 | 1 | prepaid | true | 16,519.64 | low |
CUST8719063 | +2349014198678 | Airtel | 2025-09-30T00:00:00 | 520 | fair | 26 | 1,293.51 | 23 | 0.42 | 8 | prepaid | false | 0 | high |
CUST7228720 | +2348123086528 | Airtel | 2025-09-30T00:00:00 | 700 | good | 72 | 44,060.56 | 8 | 0.05 | 0 | prepaid | true | 108,897.99 | low |
CUST6140338 | +2349095503392 | 9mobile | 2025-09-30T00:00:00 | 300 | poor | 40 | 2,240.28 | 1 | 0.21 | 2 | prepaid | false | 0 | medium |
CUST2320683 | +2348170130522 | 9mobile | 2025-09-30T00:00:00 | 639 | fair | 32 | 15,485.53 | 20 | 0.51 | 4 | prepaid | false | 0 | medium |
CUST4172062 | +2348185958326 | 9mobile | 2025-09-30T00:00:00 | 1,000 | excellent | 118 | 11,456.59 | 18 | 0.59 | 1 | prepaid | true | 13,507.15 | low |
CUST9552266 | +2348118451305 | Glo | 2025-09-30T00:00:00 | 533 | fair | 50 | 10,390.83 | 3 | 0.4 | 3 | prepaid | false | 0 | medium |
CUST2754193 | +2348128466531 | Airtel | 2025-09-30T00:00:00 | 940 | excellent | 80 | 40,007.68 | 22 | 0.46 | 1 | prepaid | true | 77,222.34 | low |
CUST1406809 | +2348086680107 | Airtel | 2025-09-30T00:00:00 | 934 | excellent | 74 | 23,882.42 | 17 | 0.64 | 2 | prepaid | true | 29,568.96 | medium |
CUST1236149 | +2348132174303 | MTN | 2025-09-30T00:00:00 | 899 | excellent | 58 | 44,250.35 | 7 | 0.98 | 0 | prepaid | true | 112,073.68 | high |
CUST9661534 | +2348057202787 | Glo | 2025-09-30T00:00:00 | 618 | fair | 39 | 30,460.99 | 19 | 0.17 | 8 | postpaid | false | 0 | medium |
CUST5164058 | +2348173584800 | 9mobile | 2025-09-30T00:00:00 | 941 | excellent | 83 | 39,416.82 | 22 | 0.27 | 2 | postpaid | true | 83,307.24 | high |
CUST2863386 | +2349028243213 | Airtel | 2025-09-30T00:00:00 | 1,000 | excellent | 110 | 35,401.84 | 3 | 0.92 | 2 | prepaid | true | 52,760.36 | low |
CUST4039537 | +2347052186952 | Glo | 2025-09-30T00:00:00 | 901 | excellent | 50 | 45,931.73 | 29 | 0.39 | 0 | postpaid | true | 117,678.78 | low |
CUST6885327 | +2348162549820 | MTN | 2025-09-30T00:00:00 | 1,000 | excellent | 106 | 42,389.65 | 30 | 0.29 | 2 | postpaid | true | 108,395.06 | low |
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