remove nitdaa team info, update deductible advice and replace quick questions

templates/index.html

@@ -428,7 +428,7 @@
 
           <h3 style="margin-top: 1rem;">💡 Ideal Coverage Strategy</h3>
           <ul>
-            <li>Use a base cover (3L–5L) as the STUP deductible, with STUP on top (SI up to ₹2 Cr). Higher deductibles (7/10/15/20/25L) lower the premium — a 10L deductible pairs well with a 10L base policy</li>
+            <li>Use a base cover (3L–5L) as the STUP deductible, with STUP on top (SI up to ₹2 Cr). Higher deductibles (7/10/15/20/25L) lower the premium — a 5L deductible pairs well with a 5L base policy</li>
             <li>Base policy <strong>NOT</strong> mandatory — deductible can be met out of pocket or through any insurer</li>
             <li>If employer cover lapses (retirement/job change), STUP is unaffected — add a backup base cover</li>
           </ul>
@@ -458,7 +458,6 @@
           <ul>
             <li>Care Health claims settlement ratio: <strong>97%</strong> | IRDA-regulated | Cashless at all Care network hospitals: <a href="https://www.careinsurance.com/health-plan-network-hospitals.html" target="_blank">careinsurance.com/health-plan-network-hospitals.html</a></li>
             <li><strong>📧 Queries:</strong> <a href="mailto:nitdaahealthplan@zopper.com">nitdaahealthplan@zopper.com</a> &nbsp;&nbsp;&nbsp;&nbsp; <strong>Questions:</strong> Satyam 81303 01854 · Tushar 81305 90022 &nbsp;&nbsp;&nbsp;&nbsp; <strong>Renewals:</strong> Vansh 84480 81102</li>
-            <li><strong>👥 NITDAA Team:</strong> Goutam 9434475011 · Atul 7230964999 · Sandip 9830058101 · Sougata 9038008726 · Samiran 9581555079</li>
           </ul>
         </div>
       </div>
@@ -472,16 +471,11 @@
           <label for="quick-questions">Quick Questions</label>
           <select id="quick-questions" aria-label="Select a quick question">
             <option value="">-- Select a Quick Question --</option>
-            <option value="What is the waiting period for Pre-Existing Diseases (PEDs)?">1. What is the waiting period for PEDs?</option>
-            <option value="What are the available Sum Insured (SI) options?">2. Available Sum Insured options?</option>
-            <option value="Can I claim if I have employer/retail insurance?">3. Claiming with other insurance?</option>
-            <option value="Are there sub-limits on room rent and treatments?">4. Sub-limits on room rent?</option>
-            <option value="When must I notify for cashless claims?">5. Notifying for cashless claims?</option>
-            <option value="How fast is cashless pre-auth?">6. Cashless pre-auth speed?</option>
-            <option value="What is the reimbursement document deadline and settlement time?">7. Reimbursement deadlines?</option>
-            <option value="Will premium increase if I make a claim this year?">8. Claim impact on premium?</option>
-            <option value="Who handles policy enrollment and claim support?">9. Claim support contacts?</option>
-            <option value="What is the cancellation policy and premium refund?">10. Cancellation & refunds?</option>
+            <option value="Will my pre-existing condition (diabetes, BP, thyroid) be covered?">1. Will my pre-existing condition (diabetes, BP, thyroid) be covered?</option>
+            <option value="Can I claim from day one?">2. Can I claim from day one?</option>
+            <option value="Is treatment cashless, or do I pay and get reimbursed?">3. Is treatment cashless, or do I pay and get reimbursed?</option>
+            <option value="What happens to my family's cover if something happens to me?">4. What happens to my family's cover if something happens to me?</option>
+            <option value="How much cover do I actually need, and what does the deductible mean?">5. How much cover do I actually need, and what does the deductible mean?</option>
           </select>
         </div>