| { |
| "name": "african-crop-insurance-payouts", |
| "description": "Synthetic dataset of agricultural index-insurance payouts across 12 Sub-Saharan African countries. Parameters calibrated from IBLI (Kenya/Ethiopia), WFP R4, and ACRE Africa programs.", |
| "version": "1.0.0", |
| "created": "2026-03-21T00:31:40.633780Z", |
| "license": "CC-BY-4.0", |
| "scenarios": { |
| "baseline": "Current-state parameters based on existing IBLI/R4/ACRE programs", |
| "expanded_index_insurance": "Scaled enrollment via subsidy and mobile distribution (ACRE model)", |
| "climate_shock": "Increased drought frequency reflecting IPCC AR6 projections for SSA" |
| }, |
| "countries": [ |
| "Kenya", |
| "Ethiopia", |
| "Tanzania", |
| "Malawi", |
| "Zambia", |
| "Zimbabwe", |
| "Mozambique", |
| "Senegal", |
| "Ghana", |
| "Nigeria", |
| "Rwanda", |
| "Uganda" |
| ], |
| "crop_types": [ |
| "maize", |
| "wheat", |
| "sorghum", |
| "rice", |
| "cassava" |
| ], |
| "insurance_types": [ |
| "index_based", |
| "area_yield", |
| "weather_derivative" |
| ], |
| "seasons": [ |
| "long_rains", |
| "short_rains" |
| ], |
| "sources": [ |
| "Jensen & Barrett (2016) AJAE - IBLI basis risk analysis", |
| "WFP R4 Rural Resilience Initiative reports (2018-2023)", |
| "ACRE Africa scaling data (GIIF 2016, IFC 2014)", |
| "Ntukamazina et al. (2017) J. Agr. Rural Develop. Trop. Subtrop.", |
| "IPCC AR6 WGII Chapter 9 - Africa climate projections" |
| ], |
| "variables": { |
| "record_id": "Unique integer identifier", |
| "country": "Country name", |
| "year": "Calendar year (2015-2024)", |
| "season": "Growing season (long_rains / short_rains)", |
| "crop_type": "Insured crop (maize/wheat/sorghum/rice/cassava)", |
| "insurance_type": "Product type (index_based/area_yield/weather_derivative)", |
| "scenario": "Policy scenario (baseline/expanded_index_insurance/climate_shock)", |
| "enrolled_hectares": "Hectares covered by the policy", |
| "premium_paid_usd": "Premium amount in USD", |
| "ndvi_anomaly": "NDVI z-score anomaly (negative = vegetation deficit)", |
| "rainfall_deficit_pct": "Percentage below normal rainfall", |
| "yield_loss_pct": "Estimated yield loss percentage", |
| "payout_triggered": "Whether index triggered a payout (True/False)", |
| "payout_amount_usd": "Payout disbursement in USD (0 if not triggered)", |
| "payout_ratio": "Payout as fraction of insured value", |
| "farmer_count": "Number of farmers in the micro-cohort", |
| "enrollment_rate": "Regional enrollment rate (0-1)", |
| "lapse_rate": "Policy non-renewal rate (0-1)", |
| "basis_risk_score": "Residual unhedged risk (0=perfect, 1=none)" |
| }, |
| "parameter_sources": { |
| "premium_rates": "IBLI: 5.5%/3.25% of insured value; R4: 10-15% farmer contribution", |
| "payout_trigger": "IBLI: NDVI < 15th percentile; ACRE: yield < 80% of average", |
| "basis_risk": "Jensen et al. 2016: IBLI reduces covariate risk by 63%, residual 69%", |
| "enrollment": "R4: ~180K farmers (2020); ACRE: ~400K farmers (2015)", |
| "sum_insured": "R4: ~$98/farmer; ACRE: $650/acre for bundled seed products" |
| } |
| } |