Hugging Face's logo

Datasets:
Good-News-Lending
/
fha-loan-limits-2026

Tasks:
Question Answering
Text Generation
Modalities:
Text
Formats:
json
Languages:
English
Size:
1K - 10K
Tags:
mortgage
real-estate
finance
lending
thompson-mortgage-group
fha
Libraries:
Datasets
pandas
Polars
License:
Dataset card Data Studio Files
xet
 Community
fha-loan-limits-2026 / fha-loan-limits-2026.jsonl
wendymthompson's picture
wendymthompson
Update fha-loan-limits-2026 (1054 records) - March 2026
292800a verified
Raw
History Blame Contribute Delete
410 kB
{"state":"TN","stateName":"Tennessee","county":"Shelby","fipsCode":"47157","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":90000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Davidson","fipsCode":"47037","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":96000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Rutherford","fipsCode":"47149","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":96000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Hamilton","fipsCode":"47065","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Knox","fipsCode":"47093","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Williamson","fipsCode":"47187","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":104200,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Montgomery","fipsCode":"47125","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Wilson","fipsCode":"47189","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":96000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Sumner","fipsCode":"47165","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":96000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Maury","fipsCode":"47119","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Tipton","fipsCode":"47167","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":90000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Fayette","fipsCode":"47047","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":90000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Sevier","fipsCode":"47155","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":75000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Bradley","fipsCode":"47011","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":75000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Putnam","fipsCode":"47141","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Bedford","fipsCode":"47003","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":75000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Robertson","fipsCode":"47147","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Blount","fipsCode":"47009","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Anderson","fipsCode":"47001","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Loudon","fipsCode":"47105","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Washington","fipsCode":"47179","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Sullivan","fipsCode":"47163","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":70000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Madison","fipsCode":"47113","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Dickson","fipsCode":"47043","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Cheatham","fipsCode":"47021","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Stewart","fipsCode":"47161","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":70000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Coffee","fipsCode":"47031","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":70000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Warren","fipsCode":"47177","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Marshall","fipsCode":"47117","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Giles","fipsCode":"47055","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Lawrence","fipsCode":"47099","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Lincoln","fipsCode":"47103","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"McMinn","fipsCode":"47107","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Monroe","fipsCode":"47123","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Roane","fipsCode":"47145","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Cumberland","fipsCode":"47035","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"White","fipsCode":"47185","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"DeKalb","fipsCode":"47041","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Cannon","fipsCode":"47015","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":60000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Smith","fipsCode":"47159","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":60000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Macon","fipsCode":"47111","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Trousdale","fipsCode":"47169","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Weakley","fipsCode":"47183","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Gibson","fipsCode":"47053","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Obion","fipsCode":"47131","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Dyer","fipsCode":"47045","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Lauderdale","fipsCode":"47097","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":50000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Haywood","fipsCode":"47075","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Hardeman","fipsCode":"47069","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"McNairy","fipsCode":"47109","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":50000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Chester","fipsCode":"47023","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Henderson","fipsCode":"47077","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Carroll","fipsCode":"47017","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Henry","fipsCode":"47079","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Benton","fipsCode":"47005","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Humphreys","fipsCode":"47085","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Hickman","fipsCode":"47081","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Perry","fipsCode":"47135","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Wayne","fipsCode":"47181","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Lewis","fipsCode":"47101","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":50000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Grundy","fipsCode":"47061","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Sequatchie","fipsCode":"47153","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Bledsoe","fipsCode":"47007","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Van Buren","fipsCode":"47175","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Meigs","fipsCode":"47121","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Rhea","fipsCode":"47143","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Marion","fipsCode":"47115","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Franklin","fipsCode":"47051","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Moore","fipsCode":"47127","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":60000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Overton","fipsCode":"47133","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":50000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Jackson","fipsCode":"47087","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Fentress","fipsCode":"47049","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Pickett","fipsCode":"47137","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":40000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Clay","fipsCode":"47027","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":40000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Scott","fipsCode":"47151","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Morgan","fipsCode":"47129","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Campbell","fipsCode":"47013","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Claiborne","fipsCode":"47025","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Union","fipsCode":"47173","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":50000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Grainger","fipsCode":"47057","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":50000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Hamblen","fipsCode":"47063","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Cocke","fipsCode":"47029","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Jefferson","fipsCode":"47089","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Greene","fipsCode":"47059","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Hawkins","fipsCode":"47073","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Hancock","fipsCode":"47067","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Johnson","fipsCode":"47091","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Carter","fipsCode":"47019","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Unicoi","fipsCode":"47171","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Polk","fipsCode":"47139","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":50000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"James","fipsCode":"47000","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Crockett","fipsCode":"47033","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TN","stateName":"Tennessee","county":"Lake","fipsCode":"47095","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"DeSoto","fipsCode":"28033","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":90000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Hinds","fipsCode":"28049","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Rankin","fipsCode":"28121","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Lee","fipsCode":"28081","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":75000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Lafayette","fipsCode":"28071","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Lowndes","fipsCode":"28087","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Harrison","fipsCode":"28047","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Forrest","fipsCode":"28035","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Madison","fipsCode":"28089","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Oktibbeha","fipsCode":"28105","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":60000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Jones","fipsCode":"28067","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Lauderdale","fipsCode":"28075","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Jackson","fipsCode":"28059","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Pearl River","fipsCode":"28109","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Lamar","fipsCode":"28073","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Pike","fipsCode":"28113","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Lincoln","fipsCode":"28085","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Copiah","fipsCode":"28029","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Simpson","fipsCode":"28127","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Neshoba","fipsCode":"28099","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Leake","fipsCode":"28079","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Scott","fipsCode":"28123","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Newton","fipsCode":"28101","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Pontotoc","fipsCode":"28115","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Itawamba","fipsCode":"28057","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Monroe","fipsCode":"28095","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Clay","fipsCode":"28025","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Chickasaw","fipsCode":"28017","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Tishomingo","fipsCode":"28141","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Prentiss","fipsCode":"28117","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Alcorn","fipsCode":"28003","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Tippah","fipsCode":"28139","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Union","fipsCode":"28145","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Benton","fipsCode":"28009","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Marshall","fipsCode":"28093","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Tate","fipsCode":"28137","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Panola","fipsCode":"28107","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Tallahatchie","fipsCode":"28135","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Yalobusha","fipsCode":"28161","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":40000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Grenada","fipsCode":"28043","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Calhoun","fipsCode":"28013","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Webster","fipsCode":"28155","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Montgomery","fipsCode":"28097","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":40000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Carroll","fipsCode":"28015","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Attala","fipsCode":"28007","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Holmes","fipsCode":"28051","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Yazoo","fipsCode":"28163","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Warren","fipsCode":"28149","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Claiborne","fipsCode":"28021","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Jefferson","fipsCode":"28063","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Adams","fipsCode":"28001","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Wilkinson","fipsCode":"28157","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Amite","fipsCode":"28005","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Franklin","fipsCode":"28037","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Lawrence","fipsCode":"28077","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Covington","fipsCode":"28031","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Jeff Davis","fipsCode":"28065","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Wayne","fipsCode":"28153","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Clarke","fipsCode":"28023","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Jasper","fipsCode":"28061","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":40000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Smith","fipsCode":"28129","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Marion","fipsCode":"28091","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Walthall","fipsCode":"28147","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"George","fipsCode":"28039","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Greene","fipsCode":"28041","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Perry","fipsCode":"28111","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Stone","fipsCode":"28131","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Hancock","fipsCode":"28045","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Kemper","fipsCode":"28069","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Winston","fipsCode":"28159","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Noxubee","fipsCode":"28103","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Choctaw","fipsCode":"28019","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Tunica","fipsCode":"28143","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Coahoma","fipsCode":"28027","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Quitman","fipsCode":"28119","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Bolivar","fipsCode":"28011","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Sunflower","fipsCode":"28133","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Leflore","fipsCode":"28083","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Washington","fipsCode":"28151","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Sharkey","fipsCode":"28125","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Issaquena","fipsCode":"28055","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":28000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MS","stateName":"Mississippi","county":"Humphreys","fipsCode":"28053","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Madison","fipsCode":"01089","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":90000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Jefferson","fipsCode":"01073","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Baldwin","fipsCode":"01003","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Limestone","fipsCode":"01083","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":90000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Morgan","fipsCode":"01103","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Lee","fipsCode":"01081","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Autauga","fipsCode":"01001","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Cullman","fipsCode":"01043","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Shelby","fipsCode":"01117","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"St. Clair","fipsCode":"01115","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Tuscaloosa","fipsCode":"01125","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Mobile","fipsCode":"01097","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Montgomery","fipsCode":"01101","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Blount","fipsCode":"01009","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Marshall","fipsCode":"01095","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Etowah","fipsCode":"01055","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Calhoun","fipsCode":"01015","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"DeKalb","fipsCode":"01049","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Jackson","fipsCode":"01071","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Cherokee","fipsCode":"01019","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Colbert","fipsCode":"01033","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Lauderdale","fipsCode":"01077","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Lawrence","fipsCode":"01079","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Franklin","fipsCode":"01059","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Marion","fipsCode":"01093","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Winston","fipsCode":"01133","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Walker","fipsCode":"01127","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Fayette","fipsCode":"01057","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Lamar","fipsCode":"01075","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Pickens","fipsCode":"01107","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Bibb","fipsCode":"01007","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Chilton","fipsCode":"01021","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Coosa","fipsCode":"01037","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Tallapoosa","fipsCode":"01123","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Chambers","fipsCode":"01017","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Randolph","fipsCode":"01111","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Clay","fipsCode":"01027","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Cleburne","fipsCode":"01029","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Talladega","fipsCode":"01121","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Elmore","fipsCode":"01051","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Macon","fipsCode":"01087","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Russell","fipsCode":"01113","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Barbour","fipsCode":"01005","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Pike","fipsCode":"01109","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Coffee","fipsCode":"01031","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Dale","fipsCode":"01045","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Houston","fipsCode":"01069","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Henry","fipsCode":"01067","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Geneva","fipsCode":"01061","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Covington","fipsCode":"01039","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Crenshaw","fipsCode":"01041","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Butler","fipsCode":"01013","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Lowndes","fipsCode":"01085","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Dallas","fipsCode":"01047","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Marengo","fipsCode":"01091","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Hale","fipsCode":"01065","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Perry","fipsCode":"01105","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Sumter","fipsCode":"01119","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Choctaw","fipsCode":"01023","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Clarke","fipsCode":"01025","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Washington","fipsCode":"01129","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Monroe","fipsCode":"01099","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Conecuh","fipsCode":"01035","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Escambia","fipsCode":"01053","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Wilcox","fipsCode":"01131","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AL","stateName":"Alabama","county":"Greene","fipsCode":"01063","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Cobb","fipsCode":"13067","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":104200,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Coweta","fipsCode":"13077","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":104200,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Houston","fipsCode":"13153","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Chatham","fipsCode":"13051","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Fulton","fipsCode":"13121","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":104200,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"DeKalb","fipsCode":"13089","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":104200,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Gwinnett","fipsCode":"13135","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":104200,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Carroll","fipsCode":"13045","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":75000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Floyd","fipsCode":"13115","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Whitfield","fipsCode":"13313","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Hall","fipsCode":"13139","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Lowndes","fipsCode":"13185","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Paulding","fipsCode":"13223","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Cherokee","fipsCode":"13057","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":96000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Forsyth","fipsCode":"13117","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":104200,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Barrow","fipsCode":"13013","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Jackson","fipsCode":"13157","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Walton","fipsCode":"13297","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Newton","fipsCode":"13217","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Rockdale","fipsCode":"13247","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Henry","fipsCode":"13151","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Spalding","fipsCode":"13255","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Fayette","fipsCode":"13113","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":96000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Clayton","fipsCode":"13063","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Douglas","fipsCode":"13097","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Bartow","fipsCode":"13015","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Gordon","fipsCode":"13129","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Murray","fipsCode":"13213","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Gilmer","fipsCode":"13123","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Pickens","fipsCode":"13227","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Dawson","fipsCode":"13085","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Lumpkin","fipsCode":"13187","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"White","fipsCode":"13311","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Habersham","fipsCode":"13137","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Rabun","fipsCode":"13241","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Stephens","fipsCode":"13257","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Franklin","fipsCode":"13119","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Hart","fipsCode":"13147","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Elbert","fipsCode":"13105","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Madison","fipsCode":"13195","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Oglethorpe","fipsCode":"13221","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Clarke","fipsCode":"13059","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Oconee","fipsCode":"13219","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Morgan","fipsCode":"13211","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Putnam","fipsCode":"13237","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Jones","fipsCode":"13169","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Baldwin","fipsCode":"13009","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Bibb","fipsCode":"13021","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Peach","fipsCode":"13225","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Crawford","fipsCode":"13079","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Monroe","fipsCode":"13207","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Lamar","fipsCode":"13171","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Upson","fipsCode":"13293","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Pike","fipsCode":"13231","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Meriwether","fipsCode":"13199","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Troup","fipsCode":"13285","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Harris","fipsCode":"13145","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Muscogee","fipsCode":"13215","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Chattahoochee","fipsCode":"13053","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Marion","fipsCode":"13197","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Taylor","fipsCode":"13269","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Macon","fipsCode":"13193","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Schley","fipsCode":"13249","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Sumter","fipsCode":"13261","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Dooly","fipsCode":"13093","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Crisp","fipsCode":"13081","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Worth","fipsCode":"13321","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Tift","fipsCode":"13277","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Colquitt","fipsCode":"13071","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Thomas","fipsCode":"13275","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Brooks","fipsCode":"13027","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Cook","fipsCode":"13075","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Berrien","fipsCode":"13019","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Irwin","fipsCode":"13155","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Coffee","fipsCode":"13069","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Ware","fipsCode":"13299","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Brantley","fipsCode":"13025","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Glynn","fipsCode":"13127","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Camden","fipsCode":"13039","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"McIntosh","fipsCode":"13191","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Liberty","fipsCode":"13179","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Long","fipsCode":"13183","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Bryan","fipsCode":"13029","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Effingham","fipsCode":"13103","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Bulloch","fipsCode":"13031","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Emanuel","fipsCode":"13107","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Laurens","fipsCode":"13175","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Dodge","fipsCode":"13091","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Telfair","fipsCode":"13271","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Wheeler","fipsCode":"13309","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Appling","fipsCode":"13001","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Bacon","fipsCode":"13005","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Jeff Davis","fipsCode":"13161","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Tattnall","fipsCode":"13267","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Toombs","fipsCode":"13279","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Montgomery","fipsCode":"13209","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Treutlen","fipsCode":"13283","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Washington","fipsCode":"13303","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Wilkinson","fipsCode":"13315","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Johnson","fipsCode":"13167","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Jenkins","fipsCode":"13165","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Screven","fipsCode":"13251","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Burke","fipsCode":"13033","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Richmond","fipsCode":"13245","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Columbia","fipsCode":"13073","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"McDuffie","fipsCode":"13189","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Lincoln","fipsCode":"13181","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Wilkes","fipsCode":"13317","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Greene","fipsCode":"13133","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Hancock","fipsCode":"13141","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Jasper","fipsCode":"13159","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Butts","fipsCode":"13035","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Heard","fipsCode":"13149","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Haralson","fipsCode":"13143","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Polk","fipsCode":"13233","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Catoosa","fipsCode":"13047","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Walker","fipsCode":"13295","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Dade","fipsCode":"13083","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Chattooga","fipsCode":"13055","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Fannin","fipsCode":"13111","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Union","fipsCode":"13291","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"GA","stateName":"Georgia","county":"Towns","fipsCode":"13281","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Duval","fipsCode":"12031","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Clay","fipsCode":"12019","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Marion","fipsCode":"12083","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":75000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Hillsborough","fipsCode":"12057","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":90000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Alachua","fipsCode":"12001","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Lake","fipsCode":"12069","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Nassau","fipsCode":"12089","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Pasco","fipsCode":"12101","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Polk","fipsCode":"12105","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"St. Johns","fipsCode":"12109","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":92000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Putnam","fipsCode":"12107","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Bradford","fipsCode":"12007","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Columbia","fipsCode":"12023","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Suwannee","fipsCode":"12121","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Hamilton","fipsCode":"12047","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Baker","fipsCode":"12003","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Flagler","fipsCode":"12035","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Volusia","fipsCode":"12127","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Sumter","fipsCode":"12119","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Citrus","fipsCode":"12017","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Hernando","fipsCode":"12053","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Levy","fipsCode":"12075","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Gilchrist","fipsCode":"12041","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Dixie","fipsCode":"12029","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Lafayette","fipsCode":"12067","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Taylor","fipsCode":"12123","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Madison","fipsCode":"12079","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Jefferson","fipsCode":"12065","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Leon","fipsCode":"12073","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":75000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Wakulla","fipsCode":"12129","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Franklin","fipsCode":"12037","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Gulf","fipsCode":"12045","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Calhoun","fipsCode":"12013","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Liberty","fipsCode":"12077","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Jackson","fipsCode":"12063","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Washington","fipsCode":"12133","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Holmes","fipsCode":"12059","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Walton","fipsCode":"12131","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Okaloosa","fipsCode":"12091","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Santa Rosa","fipsCode":"12113","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Escambia","fipsCode":"12033","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Bay","fipsCode":"12005","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Highlands","fipsCode":"12055","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Hardee","fipsCode":"12049","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"DeSoto","fipsCode":"12027","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Okeechobee","fipsCode":"12093","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Hendry","fipsCode":"12051","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"FL","stateName":"Florida","county":"Glades","fipsCode":"12043","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Christian","fipsCode":"21047","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Hardin","fipsCode":"21093","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Scott","fipsCode":"21209","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":90000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Fayette","fipsCode":"21067","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":90000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Jefferson","fipsCode":"21111","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Warren","fipsCode":"21227","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Shelby","fipsCode":"21211","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Madison","fipsCode":"21151","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Nelson","fipsCode":"21179","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Jessamine","fipsCode":"21113","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Bullitt","fipsCode":"21029","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Meade","fipsCode":"21163","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Oldham","fipsCode":"21185","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Spencer","fipsCode":"21215","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Woodford","fipsCode":"21239","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Clark","fipsCode":"21049","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Boyle","fipsCode":"21021","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Mercer","fipsCode":"21167","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Garrard","fipsCode":"21079","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Lincoln","fipsCode":"21137","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Pulaski","fipsCode":"21199","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Laurel","fipsCode":"21125","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Knox","fipsCode":"21121","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Whitley","fipsCode":"21235","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Bell","fipsCode":"21013","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Harlan","fipsCode":"21095","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Letcher","fipsCode":"21133","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Pike","fipsCode":"21195","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Floyd","fipsCode":"21071","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Johnson","fipsCode":"21115","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Boyd","fipsCode":"21019","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Greenup","fipsCode":"21089","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Carter","fipsCode":"21043","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Rowan","fipsCode":"21205","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Bath","fipsCode":"21011","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Montgomery","fipsCode":"21173","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Powell","fipsCode":"21197","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Estill","fipsCode":"21065","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Jackson","fipsCode":"21109","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Lee","fipsCode":"21129","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Owsley","fipsCode":"21189","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":28000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Breathitt","fipsCode":"21025","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Perry","fipsCode":"21193","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Leslie","fipsCode":"21131","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Clay","fipsCode":"21051","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Rockcastle","fipsCode":"21203","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Casey","fipsCode":"21045","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Adair","fipsCode":"21001","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Russell","fipsCode":"21207","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Wayne","fipsCode":"21231","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"McCreary","fipsCode":"21147","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Cumberland","fipsCode":"21057","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Clinton","fipsCode":"21053","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Monroe","fipsCode":"21171","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Barren","fipsCode":"21009","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Metcalfe","fipsCode":"21169","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Hart","fipsCode":"21099","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"LaRue","fipsCode":"21123","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Marion","fipsCode":"21155","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Taylor","fipsCode":"21217","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Green","fipsCode":"21087","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Edmonson","fipsCode":"21061","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Grayson","fipsCode":"21085","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Breckinridge","fipsCode":"21027","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Hancock","fipsCode":"21091","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Ohio","fipsCode":"21183","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Butler","fipsCode":"21031","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Logan","fipsCode":"21141","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Simpson","fipsCode":"21213","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Allen","fipsCode":"21003","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Todd","fipsCode":"21219","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Trigg","fipsCode":"21221","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Lyon","fipsCode":"21143","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Caldwell","fipsCode":"21033","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Hopkins","fipsCode":"21107","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Muhlenberg","fipsCode":"21177","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"McLean","fipsCode":"21149","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Daviess","fipsCode":"21059","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Henderson","fipsCode":"21101","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Union","fipsCode":"21225","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Webster","fipsCode":"21233","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Crittenden","fipsCode":"21055","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Livingston","fipsCode":"21139","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Marshall","fipsCode":"21157","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Calloway","fipsCode":"21035","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Graves","fipsCode":"21083","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"McCracken","fipsCode":"21145","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Ballard","fipsCode":"21007","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Carlisle","fipsCode":"21039","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Hickman","fipsCode":"21105","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Fulton","fipsCode":"21075","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Mason","fipsCode":"21161","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Fleming","fipsCode":"21069","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Lewis","fipsCode":"21135","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Robertson","fipsCode":"21201","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Bracken","fipsCode":"21023","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Pendleton","fipsCode":"21191","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Grant","fipsCode":"21081","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Owen","fipsCode":"21187","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Henry","fipsCode":"21103","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Carroll","fipsCode":"21041","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Trimble","fipsCode":"21223","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Boone","fipsCode":"21015","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Kenton","fipsCode":"21117","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Campbell","fipsCode":"21037","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Anderson","fipsCode":"21005","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Franklin","fipsCode":"21073","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Harrison","fipsCode":"21097","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Bourbon","fipsCode":"21017","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Nicholas","fipsCode":"21181","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Menifee","fipsCode":"21165","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Morgan","fipsCode":"21175","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Elliott","fipsCode":"21063","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Lawrence","fipsCode":"21127","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Martin","fipsCode":"21159","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Magoffin","fipsCode":"21153","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Wolfe","fipsCode":"21237","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"KY","stateName":"Kentucky","county":"Knott","fipsCode":"21119","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Orleans","fipsCode":"22071","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"East Baton Rouge","fipsCode":"22033","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Caddo","fipsCode":"22017","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Bossier","fipsCode":"22015","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Livingston","fipsCode":"22063","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Ascension","fipsCode":"22005","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"St. Tammany","fipsCode":"22103","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Tangipahoa","fipsCode":"22105","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Lafourche","fipsCode":"22057","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Terrebonne","fipsCode":"22109","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Lafayette","fipsCode":"22055","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Calcasieu","fipsCode":"22019","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Ouachita","fipsCode":"22073","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Rapides","fipsCode":"22079","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"St. Landry","fipsCode":"22097","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Iberia","fipsCode":"22045","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Vermilion","fipsCode":"22113","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Acadia","fipsCode":"22001","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Evangeline","fipsCode":"22039","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Washington","fipsCode":"22117","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Lincoln","fipsCode":"22061","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Webster","fipsCode":"22119","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Natchitoches","fipsCode":"22069","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Vernon","fipsCode":"22115","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Beauregard","fipsCode":"22011","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Allen","fipsCode":"22003","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Avoyelles","fipsCode":"22009","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Concordia","fipsCode":"22029","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"St. Martin","fipsCode":"22099","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"St. Mary","fipsCode":"22101","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Iberville","fipsCode":"22047","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"Pointe Coupee","fipsCode":"22077","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"West Baton Rouge","fipsCode":"22121","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"East Feliciana","fipsCode":"22037","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"West Feliciana","fipsCode":"22125","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"LA","stateName":"Louisiana","county":"St. Helena","fipsCode":"22091","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Onslow","fipsCode":"37133","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Cumberland","fipsCode":"37051","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":79300,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Craven","fipsCode":"37049","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":75000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Mecklenburg","fipsCode":"37119","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":96000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Wake","fipsCode":"37183","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":96000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Durham","fipsCode":"37063","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Guilford","fipsCode":"37081","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Catawba","fipsCode":"37035","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Iredell","fipsCode":"37097","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Rowan","fipsCode":"37159","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Lee","fipsCode":"37105","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Wayne","fipsCode":"37191","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Johnston","fipsCode":"37101","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Harnett","fipsCode":"37085","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Sampson","fipsCode":"37163","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Duplin","fipsCode":"37061","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Pender","fipsCode":"37141","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Brunswick","fipsCode":"37019","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Columbus","fipsCode":"37047","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Robeson","fipsCode":"37155","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Bladen","fipsCode":"37017","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Hoke","fipsCode":"37093","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Scotland","fipsCode":"37165","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Richmond","fipsCode":"37153","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Moore","fipsCode":"37125","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Randolph","fipsCode":"37151","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Davidson","fipsCode":"37057","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Cabarrus","fipsCode":"37025","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Union","fipsCode":"37179","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Stanly","fipsCode":"37167","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Anson","fipsCode":"37007","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Montgomery","fipsCode":"37123","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Chatham","fipsCode":"37037","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Orange","fipsCode":"37135","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Alamance","fipsCode":"37001","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Caswell","fipsCode":"37033","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Person","fipsCode":"37145","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Granville","fipsCode":"37077","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Vance","fipsCode":"37181","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Franklin","fipsCode":"37069","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Nash","fipsCode":"37127","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Edgecombe","fipsCode":"37065","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Wilson","fipsCode":"37195","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Pitt","fipsCode":"37147","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Lenoir","fipsCode":"37107","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Jones","fipsCode":"37103","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Carteret","fipsCode":"37031","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Pamlico","fipsCode":"37137","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Beaufort","fipsCode":"37013","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Martin","fipsCode":"37117","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Bertie","fipsCode":"37015","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Halifax","fipsCode":"37083","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Northampton","fipsCode":"37131","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Warren","fipsCode":"37185","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Hertford","fipsCode":"37091","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Gates","fipsCode":"37073","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Chowan","fipsCode":"37041","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Perquimans","fipsCode":"37143","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Pasquotank","fipsCode":"37139","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Camden","fipsCode":"37029","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Currituck","fipsCode":"37053","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Dare","fipsCode":"37055","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Tyrrell","fipsCode":"37177","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Washington","fipsCode":"37187","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Hyde","fipsCode":"37095","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Surry","fipsCode":"37171","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Yadkin","fipsCode":"37197","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Stokes","fipsCode":"37169","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Rockingham","fipsCode":"37157","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Wilkes","fipsCode":"37193","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Alleghany","fipsCode":"37005","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Ashe","fipsCode":"37009","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Watauga","fipsCode":"37189","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Avery","fipsCode":"37011","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Caldwell","fipsCode":"37027","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Burke","fipsCode":"37023","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"McDowell","fipsCode":"37111","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Rutherford","fipsCode":"37161","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Cleveland","fipsCode":"37045","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Gaston","fipsCode":"37071","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Lincoln","fipsCode":"37109","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Alexander","fipsCode":"37003","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Davie","fipsCode":"37059","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Forsyth","fipsCode":"37067","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Henderson","fipsCode":"37089","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Buncombe","fipsCode":"37021","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Madison","fipsCode":"37115","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Yancey","fipsCode":"37199","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Mitchell","fipsCode":"37121","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Transylvania","fipsCode":"37175","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Polk","fipsCode":"37149","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Jackson","fipsCode":"37099","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Haywood","fipsCode":"37087","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Swain","fipsCode":"37173","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Macon","fipsCode":"37113","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Cherokee","fipsCode":"37039","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Graham","fipsCode":"37075","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"NC","stateName":"North Carolina","county":"Clay","fipsCode":"37043","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Richland","fipsCode":"45079","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Sumter","fipsCode":"45085","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":75000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Berkeley","fipsCode":"45015","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":90000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"York","fipsCode":"45091","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Lancaster","fipsCode":"45057","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Horry","fipsCode":"45051","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Greenville","fipsCode":"45045","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Anderson","fipsCode":"45007","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Aiken","fipsCode":"45003","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Florence","fipsCode":"45041","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Lexington","fipsCode":"45063","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Dorchester","fipsCode":"45035","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":90000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Charleston","fipsCode":"45019","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":90000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Spartanburg","fipsCode":"45083","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Pickens","fipsCode":"45077","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Oconee","fipsCode":"45073","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Laurens","fipsCode":"45059","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Abbeville","fipsCode":"45001","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Greenwood","fipsCode":"45047","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Newberry","fipsCode":"45071","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Saluda","fipsCode":"45081","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Edgefield","fipsCode":"45037","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"McCormick","fipsCode":"45065","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Union","fipsCode":"45087","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Cherokee","fipsCode":"45021","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Chester","fipsCode":"45023","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Fairfield","fipsCode":"45039","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Kershaw","fipsCode":"45055","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Lee","fipsCode":"45061","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Darlington","fipsCode":"45031","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Marlboro","fipsCode":"45069","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Dillon","fipsCode":"45033","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Marion","fipsCode":"45067","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Williamsburg","fipsCode":"45089","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Georgetown","fipsCode":"45043","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Clarendon","fipsCode":"45027","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Orangeburg","fipsCode":"45075","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Bamberg","fipsCode":"45009","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Barnwell","fipsCode":"45011","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Allendale","fipsCode":"45005","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Hampton","fipsCode":"45049","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Jasper","fipsCode":"45053","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Colleton","fipsCode":"45029","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Beaufort","fipsCode":"45013","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Calhoun","fipsCode":"45017","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"SC","stateName":"South Carolina","county":"Chesterfield","fipsCode":"45025","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Pulaski","fipsCode":"05119","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Washington","fipsCode":"05143","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Sebastian","fipsCode":"05131","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Benton","fipsCode":"05007","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Saline","fipsCode":"05125","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Lonoke","fipsCode":"05085","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Faulkner","fipsCode":"05045","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Garland","fipsCode":"05051","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Craighead","fipsCode":"05031","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Jefferson","fipsCode":"05069","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"White","fipsCode":"05145","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Pope","fipsCode":"05115","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Crawford","fipsCode":"05033","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Cleburne","fipsCode":"05023","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Van Buren","fipsCode":"05141","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Baxter","fipsCode":"05005","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Boone","fipsCode":"05009","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Carroll","fipsCode":"05015","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Madison","fipsCode":"05087","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Johnson","fipsCode":"05071","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Conway","fipsCode":"05029","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Independence","fipsCode":"05063","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Jackson","fipsCode":"05067","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Poinsett","fipsCode":"05111","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Cross","fipsCode":"05037","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Crittenden","fipsCode":"05035","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Mississippi","fipsCode":"05093","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Greene","fipsCode":"05055","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Randolph","fipsCode":"05121","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Lawrence","fipsCode":"05075","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Sharp","fipsCode":"05135","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Izard","fipsCode":"05065","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Stone","fipsCode":"05137","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Marion","fipsCode":"05089","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Searcy","fipsCode":"05129","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Newton","fipsCode":"05101","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Franklin","fipsCode":"05047","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Logan","fipsCode":"05083","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Scott","fipsCode":"05127","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Polk","fipsCode":"05113","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Montgomery","fipsCode":"05097","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Perry","fipsCode":"05105","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Yell","fipsCode":"05149","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Hot Spring","fipsCode":"05059","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Clark","fipsCode":"05019","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Pike","fipsCode":"05109","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Howard","fipsCode":"05061","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Sevier","fipsCode":"05133","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Little River","fipsCode":"05081","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Miller","fipsCode":"05091","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Hempstead","fipsCode":"05057","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Nevada","fipsCode":"05099","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Ouachita","fipsCode":"05103","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Union","fipsCode":"05139","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Columbia","fipsCode":"05027","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Ashley","fipsCode":"05003","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Drew","fipsCode":"05043","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Desha","fipsCode":"05041","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Chicot","fipsCode":"05017","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Dallas","fipsCode":"05039","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Grant","fipsCode":"05053","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Cleveland","fipsCode":"05025","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Lincoln","fipsCode":"05079","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Bradley","fipsCode":"05011","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Calhoun","fipsCode":"05013","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Prairie","fipsCode":"05117","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Monroe","fipsCode":"05095","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Lee","fipsCode":"05077","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Phillips","fipsCode":"05107","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"St. Francis","fipsCode":"05123","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Woodruff","fipsCode":"05147","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"AR","stateName":"Arkansas","county":"Fulton","fipsCode":"05049","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"St. Louis County","fipsCode":"29189","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":92000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Jackson","fipsCode":"29095","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Greene","fipsCode":"29077","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"St. Charles","fipsCode":"29183","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":92000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Jefferson","fipsCode":"29099","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Franklin","fipsCode":"29071","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Boone","fipsCode":"29019","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Clay","fipsCode":"29047","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Platte","fipsCode":"29165","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Cass","fipsCode":"29037","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Christian","fipsCode":"29043","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Webster","fipsCode":"29225","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Jasper","fipsCode":"29097","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Newton","fipsCode":"29145","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Barry","fipsCode":"29009","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Lawrence","fipsCode":"29109","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Taney","fipsCode":"29213","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Stone","fipsCode":"29209","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"McDonald","fipsCode":"29119","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Laclede","fipsCode":"29105","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Pulaski","fipsCode":"29169","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Phelps","fipsCode":"29161","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Camden","fipsCode":"29029","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Miller","fipsCode":"29131","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Cole","fipsCode":"29051","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Callaway","fipsCode":"29027","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Osage","fipsCode":"29151","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Gasconade","fipsCode":"29073","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Warren","fipsCode":"29219","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Lincoln","fipsCode":"29113","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Pike","fipsCode":"29163","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Audrain","fipsCode":"29007","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Moniteau","fipsCode":"29135","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Morgan","fipsCode":"29141","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Benton","fipsCode":"29015","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Henry","fipsCode":"29083","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Johnson","fipsCode":"29101","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Lafayette","fipsCode":"29107","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Ray","fipsCode":"29177","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Carroll","fipsCode":"29033","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Saline","fipsCode":"29195","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Pettis","fipsCode":"29159","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Cooper","fipsCode":"29053","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Howard","fipsCode":"29089","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Chariton","fipsCode":"29041","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Randolph","fipsCode":"29175","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Macon","fipsCode":"29121","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Linn","fipsCode":"29115","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Livingston","fipsCode":"29117","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Grundy","fipsCode":"29079","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Daviess","fipsCode":"29061","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"DeKalb","fipsCode":"29063","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Clinton","fipsCode":"29049","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Caldwell","fipsCode":"29025","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Andrew","fipsCode":"29003","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Buchanan","fipsCode":"29021","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Nodaway","fipsCode":"29147","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Atchison","fipsCode":"29005","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Holt","fipsCode":"29087","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Harrison","fipsCode":"29081","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Mercer","fipsCode":"29129","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Sullivan","fipsCode":"29211","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Putnam","fipsCode":"29171","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Schuyler","fipsCode":"29197","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Adair","fipsCode":"29001","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Knox","fipsCode":"29103","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Lewis","fipsCode":"29111","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Clark","fipsCode":"29045","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Scotland","fipsCode":"29199","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Shelby","fipsCode":"29205","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Monroe","fipsCode":"29137","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Marion","fipsCode":"29127","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Ralls","fipsCode":"29173","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Cape Girardeau","fipsCode":"29031","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Perry","fipsCode":"29157","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Scott","fipsCode":"29201","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Stoddard","fipsCode":"29207","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Butler","fipsCode":"29023","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Ripley","fipsCode":"29181","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Carter","fipsCode":"29035","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Shannon","fipsCode":"29203","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Oregon","fipsCode":"29149","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Howell","fipsCode":"29091","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Texas","fipsCode":"29215","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Wright","fipsCode":"29229","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Douglas","fipsCode":"29067","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Ozark","fipsCode":"29153","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Dent","fipsCode":"29065","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Crawford","fipsCode":"29055","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Washington","fipsCode":"29221","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Iron","fipsCode":"29093","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Reynolds","fipsCode":"29179","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":32000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Wayne","fipsCode":"29223","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Madison","fipsCode":"29123","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Bollinger","fipsCode":"29017","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Ste. Genevieve","fipsCode":"29186","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"St. Francois","fipsCode":"29187","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"New Madrid","fipsCode":"29143","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Pemiscot","fipsCode":"29155","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Dunklin","fipsCode":"29069","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"MO","stateName":"Missouri","county":"Mississippi","fipsCode":"29133","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Harris","fipsCode":"48201","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":92000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Dallas","fipsCode":"48113","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":92000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Bexar","fipsCode":"48029","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Travis","fipsCode":"48453","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":96000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Tarrant","fipsCode":"48439","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":88000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"El Paso","fipsCode":"48141","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Ellis","fipsCode":"48139","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Kaufman","fipsCode":"48257","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Williamson","fipsCode":"48491","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":96000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Johnson","fipsCode":"48251","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Hood","fipsCode":"48221","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Parker","fipsCode":"48367","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":88000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Hunt","fipsCode":"48231","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Bell","fipsCode":"48027","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Collin","fipsCode":"48085","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":96000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Denton","fipsCode":"48121","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":92000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Fort Bend","fipsCode":"48157","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":92000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Montgomery","fipsCode":"48339","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Brazoria","fipsCode":"48039","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Galveston","fipsCode":"48167","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Liberty","fipsCode":"48291","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Chambers","fipsCode":"48071","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Waller","fipsCode":"48473","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Hays","fipsCode":"48209","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":84000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Bastrop","fipsCode":"48021","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Caldwell","fipsCode":"48055","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Guadalupe","fipsCode":"48187","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Comal","fipsCode":"48091","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Wilson","fipsCode":"48493","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Medina","fipsCode":"48325","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Atascosa","fipsCode":"48013","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"McLennan","fipsCode":"48309","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Coryell","fipsCode":"48099","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Lampasas","fipsCode":"48281","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Lubbock","fipsCode":"48303","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Potter","fipsCode":"48375","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Nueces","fipsCode":"48355","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Webb","fipsCode":"48479","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Smith","fipsCode":"48423","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Gregg","fipsCode":"48183","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Bowie","fipsCode":"48037","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Angelina","fipsCode":"48005","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Nacogdoches","fipsCode":"48347","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Henderson","fipsCode":"48213","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Van Zandt","fipsCode":"48467","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Rockwall","fipsCode":"48397","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":92000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Navarro","fipsCode":"48349","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Hill","fipsCode":"48217","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Erath","fipsCode":"48143","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Wise","fipsCode":"48497","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Jack","fipsCode":"48237","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Palo Pinto","fipsCode":"48363","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Somervell","fipsCode":"48425","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Bosque","fipsCode":"48035","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Hamilton","fipsCode":"48193","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Mills","fipsCode":"48333","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"San Saba","fipsCode":"48411","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Brown","fipsCode":"48049","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Comanche","fipsCode":"48093","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Eastland","fipsCode":"48133","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Stephens","fipsCode":"48429","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Young","fipsCode":"48503","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Cooke","fipsCode":"48097","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Grayson","fipsCode":"48181","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Fannin","fipsCode":"48147","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Lamar","fipsCode":"48277","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Red River","fipsCode":"48387","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Delta","fipsCode":"48119","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Hopkins","fipsCode":"48223","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Rains","fipsCode":"48379","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Wood","fipsCode":"48499","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Upshur","fipsCode":"48459","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Harrison","fipsCode":"48203","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Marion","fipsCode":"48315","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Cass","fipsCode":"48067","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Morris","fipsCode":"48343","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Titus","fipsCode":"48449","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Camp","fipsCode":"48063","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"TX","stateName":"Texas","county":"Franklin","fipsCode":"48159","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Fairfax","fipsCode":"51059","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":140000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Virginia Beach","fipsCode":"51810","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Norfolk","fipsCode":"51710","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Chesapeake","fipsCode":"51550","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Suffolk","fipsCode":"51800","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Hampton","fipsCode":"51650","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"York","fipsCode":"51199","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Prince William","fipsCode":"51153","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":120000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Stafford","fipsCode":"51179","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":105000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Spotsylvania","fipsCode":"51177","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":85000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Fauquier","fipsCode":"51061","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":100000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Culpeper","fipsCode":"51047","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Orange","fipsCode":"51137","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Louisa","fipsCode":"51109","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Fluvanna","fipsCode":"51065","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Albemarle","fipsCode":"51003","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Augusta","fipsCode":"51015","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Rockingham","fipsCode":"51165","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Shenandoah","fipsCode":"51171","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Frederick","fipsCode":"51069","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Warren","fipsCode":"51187","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Page","fipsCode":"51139","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Rockbridge","fipsCode":"51163","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Bath","fipsCode":"51017","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Highland","fipsCode":"51091","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Botetourt","fipsCode":"51023","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":68000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Roanoke County","fipsCode":"51161","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Bedford","fipsCode":"51019","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Campbell","fipsCode":"51031","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Amherst","fipsCode":"51009","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Nelson","fipsCode":"51125","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":58000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Appomattox","fipsCode":"51011","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Buckingham","fipsCode":"51029","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Cumberland","fipsCode":"51049","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Prince Edward","fipsCode":"51147","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Charlotte","fipsCode":"51037","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Halifax","fipsCode":"51083","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Pittsylvania","fipsCode":"51143","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Henry","fipsCode":"51089","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Patrick","fipsCode":"51141","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Franklin","fipsCode":"51067","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Floyd","fipsCode":"51063","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Carroll","fipsCode":"51035","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Grayson","fipsCode":"51077","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Wythe","fipsCode":"51197","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Bland","fipsCode":"51021","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Pulaski","fipsCode":"51155","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Montgomery","fipsCode":"51121","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Giles","fipsCode":"51071","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Craig","fipsCode":"51045","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Alleghany","fipsCode":"51005","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Smyth","fipsCode":"51173","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Washington","fipsCode":"51191","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Russell","fipsCode":"51167","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Tazewell","fipsCode":"51185","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Buchanan","fipsCode":"51027","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Dickenson","fipsCode":"51051","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Wise","fipsCode":"51195","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Lee","fipsCode":"51105","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":35000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Scott","fipsCode":"51169","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"James City","fipsCode":"51095","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Isle of Wight","fipsCode":"51093","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Southampton","fipsCode":"51175","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Surry","fipsCode":"51181","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Sussex","fipsCode":"51183","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Greensville","fipsCode":"51081","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Brunswick","fipsCode":"51025","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":38000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Mecklenburg","fipsCode":"51117","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Lunenburg","fipsCode":"51111","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Nottoway","fipsCode":"51135","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":45000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Dinwiddie","fipsCode":"51053","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Chesterfield","fipsCode":"51041","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Hanover","fipsCode":"51085","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"New Kent","fipsCode":"51127","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":72000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Charles City","fipsCode":"51036","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"King William","fipsCode":"51101","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"King and Queen","fipsCode":"51097","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Essex","fipsCode":"51057","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Middlesex","fipsCode":"51119","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Lancaster","fipsCode":"51103","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Northumberland","fipsCode":"51133","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Westmoreland","fipsCode":"51193","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":52000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Richmond County","fipsCode":"51159","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"King George","fipsCode":"51099","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Caroline","fipsCode":"51033","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":62000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Goochland","fipsCode":"51075","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Powhatan","fipsCode":"51145","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":78000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Amelia","fipsCode":"51007","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Henrico","fipsCode":"51087","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":82000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Gloucester","fipsCode":"51073","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":65000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Mathews","fipsCode":"51115","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":55000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Accomack","fipsCode":"51001","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":48000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}
{"state":"VA","stateName":"Virginia","county":"Northampton","fipsCode":"51131","fha2026":{"oneUnit":541287,"twoUnit":693700,"threeUnit":838700,"fourUnit":1042250,"isHighCost":false,"floor":541287,"ceiling":1249125},"conventional2026":{"baseline":832750,"highCost":1249125},"areaMedianIncome":42000,"source":"HUD/FHFA 2026 Loan Limits","effectiveDate":"2026-01-01","lastUpdated":"2026-01-15"}